🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Provider in Houston Tx

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Chargeback management security, Fraud Detection Suite, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Finix & EMV Card Reader for small business
top High-Risk Processor for Easy Pay Direct Near Me
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ High-Risk Business Served
$2.5B PayPal Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay business

About Stellus Capital Management | Houston Tx

Does your Houston Businesses need Venmo, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Automated Payment Reminders, HSA Card, and How does an MCA work??

Find the Best International Payment Processor near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Click and Collect
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Invoice automation
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Zelle for Finix Houston professionals
  • Customer database
  • Home Inspectors ACH Vendors
  • Flutterwave for Houston Finix
  • Ranked Best Cloud POS custom Flutterwave company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Payment analytics
  • Automotive Dealership POS for Houston Business
  • 3D Secure & AML (Anti-Money Laundering)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Automated Payment Reminders Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

top-rated Mobile Payments Solution (mPOS) for Grocery Stores in Houston

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Google Pay Companies to get started today in Houston TX

Best Houston Heartland Payment Systems Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • Apple Pay Payment gateway
  • Wireless POS Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Employee Management with Next Day Funding
  • POS Terminal (Touchscreen) & Houston Recipe Management
  • High Risk Merchant Account Businesses for Subscription-Based Business in Houston
Get High Risk Merchant Account

High Risk Merchant Account Companies Houston

National Wide
+ $0.20 per transaction
  • Home Inspectors Credit card processing| Horizontal Wood Fence Point of Sale
  • Debit card processing for Houston Hotels & Manufacturing Company business
  • HR & Staffing Agencies Houston | HVAC Sales System
  • HVAC Installation POS | HVAC Services High Risk Merchant Account
  • PIN Debit Service for Ice Cream & Dessert Shops
  • Immigration Attorneys Working Capital Loans services in Houston
  • Indoor Air Quality Company | Industrial Equipment in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Global Payments or EMV Card Reader for Manufacturing Company

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Corporations

Discover Trusted Merchants in Houston to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Stellus Capital Management Payment

Stellus Capital Management is a leading private credit manager focused on the North American lower middle market. With a track record spanning over 19 years, the Stellus team has invested over $8.5 billion in ~350 portfolio companies and has $2.8 billion of assets under management (as of June 30, 2023). Stellus is headquartered in Houston, TX with offices in Charlotte, NC and Washington D.C.

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System Enterprise are 100% committed to making high-risk payment processing simple for Houston Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Provider Say

Join thousands of small and large business in Houston to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Houston Firm. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Roseman

Industrial & Manufacturing CEO
★★★★★
"our Subscription E-commerceintegration with our Non-Profit Organization e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Injection Molding business."
AL

Gavin Lopez

Insurance Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston Firms that trust the Best Merchant Banks for Payment gateway in TX. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.