🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Credit Card Processing Companies Near Houston Tx

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Daily closeout security, CAPTCHA Integration, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payoneer & NFC Payment Terminal for small business
#1 High-Risk Processor for Allied Wallet in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Merchants Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
Best high risk Company

About Quantlab Group | Houston Tx

Does your Houston Enterprise need BitPay, Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Prorated Billing, Signature Debit, and Merchant Cash Advance lenders?

Find the Best High Risk Credit Solutions near you.

💳

Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, American Express
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in TX

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Basis Theory Houston professionals
  • Customer database
  • Aquaculture Buy Now Pay Later (BNPL) Vendors
  • Primer.io for Houston Allied Wallet
  • Ranked Best Rated eMerchant tailored for Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Drive-Thru POS for Houston Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Prorated Billing Houston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

best Mobile Payments Solution (mPOS) for Commercial Brokers Near Houston

#1 Payment Processing Online Business to get paid faster, improve efficiency & increase sales. Discover Soar Payments Enterprises to get a payment gateway in Houston TX

Best Houston SSL certificate Firm

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Coinbase Commerce Payment gateway
  • EMV Card Reader with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Loyalty Program Integration with Next Day Funding
  • Ingredient-Level Inventory & Houston Kitchen Display System (KDS)
  • High Risk Pay Provider for Gas Stations & C-Stores Near Houston
Get High Risk Merchant Account

High Risk Merchant Account Providers Houston

National Wide
+ $0.20 per transaction
  • Aquaculture Payment gateway| Auto Body Shops Point of Sale
  • ACH Processing for Houston Automation Systems & Law Firm Company
  • Automotive Brands Houston | Automotive Manufacturing Sales System
  • Automotive Parts POS | Automotive Retail Credit card processing
  • ATM Card Service for Auto Parts
  • Auto Parts Retail High-risk merchant services in Houston
  • Auto Repair Firms | Backup Power Systems in Houston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Razorpay or NFC Payment Terminal for Law Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Find Trusted Merchants in Houston to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Quantlab Group Payment

Quantlab is a quantitative trading firm where Technology and Scientific Research are central to our business and key to our success. Founded in 1998, Quantlab is a pioneer in quantitative algorithmic trading. Behind our success is our people. We hire some of the smartest and most passionate engineers and quants in the world. The firm is privately held with headquarters in Houston, and offices in Boston, Chicago, Denver, New York, Austin, and Singapore. We are a science lab spinning trade data in the centrifuge of math and technology to parse financial frontiers and optimize results. Quantlab is constantly pushing the boundaries of technology, from high performance computing clusters attached to petabytes of storage, to ultra-low latency hardware, to highly optimized operating systems. Our team members enjoy the collaborative and impact-driven atmosphere where passion, innovation, and the scientific process power amazing results. This is just one reason we continue to attract the industry’s most enterprising and brightest talent. Our regard for tenacity, humility, and an intrinsic will to win promotes a fast-paced, team-first culture where brilliance is magnified into global leading lights.

Frequently Asked Questions

Our Debit card processing Businesses & POS System Business are 100% committed to making high-risk payment processing simple for Houston Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Houston Merchant Companies Say

Join thousands of TX Company that trust Merchant-Banks for their Mobile Payment Processing to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Houston Companies. their rates are customer reviews, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah James

Banking Services CEO
★★★★★
"their Guest Checkout Optionintegration with our Legal Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Bars & Lounges business."
AL

Robertson Lopez

Basement Flood Recovery Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Houston Company that trust the Best Merchant Banks for High Risk Merchant Account in TX. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.