🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Memphis Tn

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Daily closeout security, Point-to-Point Encryption (P2PE), and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Global Payments & NFC Payment Terminal for small business
Best High Risk Merchant Account for Marketing Agencies in
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Restaurant Served
$2.5B Credit card processing Processed Annually
99.9% Uptime Guarantee
Best high risk Business

About Principal Street Partners | Memphis Tn

Does your Memphis Companies need Debit card processing, Payment gateway, ACH Processing, Merchant account, Account Updater Service, Bank Card, and No collateral business funding?

Find the Best Payment Aggregator near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Purchasing Card (P-Card)
  • EMV chip card support
  • Automatic Language Detection
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in TN

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Digital wallet for Medical Billing Services Germantown professionals
  • Customer database
  • Furnace Replacement E-check Vendors
  • Helcim for Germantown PayKings
  • Ranked Best Rated Mobile POS (mPOS) for my Merchant X company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reconciliation
  • Cannabis Dispensary POS for Germantown Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Account Updater Service Germantown
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

leading High-Risk Processor for PayKings Near Germantown

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover National Processing Company to get a demo in Germantown TN

Best Memphis NFC (Near Field Communication) Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Google Pay Payment gateway
  • EMV Card Reader with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Purchase Order Management with Next Day Funding
  • Handheld Ordering Devices & Germantown Ingredient-Level Inventory
  • High Risk Pay Provider for B2B & Wholesale Near Germantown
Get High Risk Merchant Account

High Risk Merchant Account Providers Germantown

National Wide
+ $0.20 per transaction
  • Furnace Replacement Debit card processing| Furniture Manufacturing Point of Sale
  • High Risk Merchant Account for Germantown Furniture Retail & Auto Repair Shop Business
  • Furniture Stores Germantown | Garage Services Sales System
  • Garden Centers POS | Gas Furnace Installation Mobile Payment Processing
  • Check Card services for General Contractors
  • General Practitioners Peer-to-Peer Lending Service in Germantown
  • Generator Installation Corporations | Ghost Kitchens in Germantown
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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High Risk Pay compared to NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprise

Find Trusted Merchants in Germantown to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Principal Street Partners Payment

Principal Street Partners is an independent asset management firm committed to delivering enhanced investment opportunities for long-term growth and income for our clients. This fiduciary mindset forms the basis of everything we do. Our investment strategies provide long-term cash flow for high net worth families, family offices, endowments, foundations, and other financial institutions. The founders’ vision was to create investment strategies that are pragmatic, thoughtful, straightforward and objective. Principal Street Partners is headquartered in Memphis, TN and together with our manager partners oversee more than $1 billion in assets.

Frequently Asked Questions

Our Payment gateway Businesses & POS System Enterprises are 100% committed to making high-risk payment processing simple for Memphis Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Germantown Merchant Companies Say

Join thousands of TN Business that trust Merchant-Banks for their Credit card processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Germantown Firms. their rates are payment gateway features, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Sanders

Gift Shop Retail CEO
★★★★★
"their A/B Testing for Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Glass Manufacturing business."
AL

Morgan Lopez

Grocery Stores Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Germantown business that trust the Best Merchant Banks for ACH Processing in TN. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.