🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Portland Or

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Split payments security, PCI Validation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Visa & EMV Card Reader for small business
best High-Risk Processor for Easy Pay Direct Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Brick-and-Mortar Store Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Businesses

About United Finance Co | Portland Or

Does your Portland Company need E-check, Mobile Payment Processing, Payment gateway, auto loans, Automated Payment Reminders, HSA Card, and Credit card sales financing?

Find the Best Mobile Wallet Provider near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Mastercard
  • EMV chip card support
  • Click and Collect
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in OR

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Void transaction
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for Finix Portland professionals
  • Customer database
  • Auto Parts NOWPayments Vendors
  • WorldPay for Portland Batch processing
  • Ranked Best Event & Ticketing POS custom Flutterwave company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Chargeback management
  • Cloud-Based POS for Portland Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Automated Payment Reminders Portland
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

Best Mobile Payments Solution (mPOS) for Grocery Stores in Portland

Best Rated Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect ACH Company to get a merchant account in Portland OR

Best Portland Adyen Corporations

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • PayPal Payment gateway
  • Wireless POS Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Age Verification with Next Day Funding
  • POS Terminal (Touchscreen) & Portland Recipe Management
  • High Risk Merchant Account Companies for Restaurants & Bars in Portland
Get High Risk Merchant Account

High Risk Merchant Account provider Portland

National Wide
+ $0.20 per transaction
  • Auto Parts Credit card processing| Auto Repair Point of Sale
  • Debit card processing for Portland Backup Power Systems & Restaurant Businesses
  • Banking Services Portland | Bars & Lounges Sales System
  • Basement Flood Recovery POS | Bathroom Exhaust Fan High Risk Merchant Account
  • PIN Debit Service for Battery Manufacturing
  • Beauty and Cosmetics Retail Credit card processing services in Portland
  • Beauty Salons Enterprise | Bed & Breakfasts in Portland
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Adyen or EMV Card Reader for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprises

Discover Trusted Merchants in Portland to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About United Finance Co Payment

United Finance Co is a leading local family owned consumer finance company founded in 1922, and operating 25 branches in Oregon, Washington, Nevada and Idaho. We offer consumer loans for autos, debt consolidation, and other borrowing needs. United Finance Co also purchases finance contracts from auto, motorcycle, and boat dealers, furniture stores, and other sources. For Oregon residents looking for a good place to invest, United Finance Co pays one of the highest Annual Percentage Yield rates of any financial institution. Learn more about our investment certificates or request a free prospectus.

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Firm are 100% committed to making high-risk payment processing simple for Portland Firms owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Portland Merchant Providers Say

Join thousands of Or who trust Merchant-Banks with our ACH Processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Portland business. our rates are contract terms, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Brown

Beverage Bottling CEO
★★★★★
"our Real-Time Shipping Calculationintegration with our SaaS e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Beverage Manufacturing business."
AL

Dale Lopez

Black Mold Removal Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Portland Business that trust the Best Merchant Banks for Payment gateway in OR. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.