🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Payment Processing Provider in Archbold Oh

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Invoice automation security, Blacklist/Whitelist Management, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payline Data & EMV Card Reader for small business
top-rated High Risk Merchant Account for Razorpay Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Companies Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Farmers & Merchants State Bank - Archbold Oh | Archbold Oh

Does your Archbold Corporations need PayPal, Credit card processing, Debit card processing, High-risk merchant, Tax Calculation Integration, Prepaid Debit Card, and Funding based on future sales?

Find the Best Merchant Card Processing near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Visa
  • EMV chip card support
  • Secure Checkout Seal
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in OH

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Payment analytics
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Skrill Waterville professionals
  • Customer database
  • InsurTech Venmo Vendors
  • Payoneer for Waterville Gutter Guard Installation
  • Ranked Best Dropshipping POS specific to SMB Global company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Recurring billing
  • Convenience & Specialty Store POS for Waterville Business
  • KYC (Know Your Customer) & PCI DSS
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Tax Calculation Integration Waterville
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

#1 High-Risk Processor for Soar Payments in Waterville

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Payline Data Enterprise to get a high-risk account in Waterville OH

Best Archbold Payment Depot Enterprises

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • Zelle Payment gateway
  • Wireless POS Terminal with Payment Links
  • Advanced Chase reporting
  • Credit Card Reader with Next Day Funding
  • Pay-at-the-Table & Waterville POS Terminal (Touchscreen)
  • High Risk Merchant Account Businesses for Property Management in Waterville
Get High Risk Merchant Account

High Risk Merchant Account Companies Waterville

National Wide
+ $0.20 per transaction
  • InsurTech Mobile Payment Processing| International merchant Point of Sale
  • Payment gateway for Waterville Investment Services & Cafe or Coffee Shop Company
  • IT Services Waterville | IT Support Services Sales System
  • Janitorial & Commercial Cleaning POS | Jewelry Manufacturing ACH Processing
  • Visa Debit services for Jewelry Retail
  • Juice Bars Merchant Services Service in Waterville
  • Land Developers Firm | Landscaping in Waterville
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

PayPal Pro compared to EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Firms

Discover Trusted Merchants in Waterville to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Farmers & Merchants State Bank - Archbold Oh Payment

Founded in 1897 in Archbold, Ohio, F&M Bank has been a stable financial institution for our communities. F&M is committed to ensure that community banking continues to grow and prosper by providing quality customer service and supplying the financial needs to individuals, farmers, businesses and industries in our market. Banking at F&M is about You&Us. F&M has 33 full-service office locations across Ohio and Indiana with 3 new Loan Production offices recently added in Muncie, Oxford, and West Bloomfield, Michigan to service all of your loan needs. Ohio locations: Archbold, Bowling Green, Bryan, Custar, Defiance, Delta, Findlay, Hicksville, Montpelier, Napoleon, Perrysburg, Stryker, Swanton, Sylvania, Urbana, Waterville, Wauseon, and West Unity. Indiana locations: Angola, Auburn, Berne, Bluffton, Butler, Decatur, Fort Wayne, Geneva, Huntertown, Monroe, Monroeville, Muncie, Ossian, and Portland. Visit a F&M office location near you today! Member FDIC/Equal Housing Lender

Frequently Asked Questions

Our Credit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for Archbold Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Waterville Merchant Provider Say

Join thousands of small and large Company in Archbold to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Waterville Businesses. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Kiscoe

Landscaping Services CEO
★★★★★
"our Payouts for Marketplacesintegration with our Dental Office e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Language Schools business."
AL

Dan Lopez

Lead Generation Firms Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Waterville Companies that trust the Best Merchant Banks for Debit card processing in OH. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.