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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Merchant Service Providers in Smithtown Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Virtual terminal security, Fraud Detection Suite, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Helcim & EMV Card Reader for small business
top Payment gateway for Commercial Brokers Near Me
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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📞 Call Now 💰 Get Quote
50,000+ Brick-and-Mortar Store Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay Company

About Capital Financial Planning | Smithtown Ny

Does your Smithtown Business need PayPal, Mobile Payment Processing, Payment gateway, auto loans, Automated Payment Reminders, HSA Card, and Credit card sales financing?

Top 10 PCI Compliant Merchant Services near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Click and Collect
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Batch processing
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Corepay Smithtown professionals
  • Customer database
  • Fencing Venmo Vendors
  • Instabill for Smithtown Smart Entry Systems
  • Ranked Best Rated Cloud POS custom Durango Merchant Services company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Daily closeout
  • Cannabis Dispensary POS for Smithtown Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Automated Payment Reminders Smithtown
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

top-rated Payment Processor for Easy Pay Direct in Smithtown

top-rated Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Buy Now Pay Later (BNPL) Businesses to get a merchant account in Smithtown NY

Best Smithtown CDGcommerce Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Zelle Payment gateway
  • Wireless POS Terminal with Inventory Management Software
  • Advanced SoFi reporting
  • Age Verification with Next Day Funding
  • Menu Management & Smithtown Online Ordering Integration
  • High Risk Merchant Account Companies for Restaurants & Bars in Smithtown
Get High Risk Merchant Account

High Risk Merchant Account provider Smithtown

National Wide
+ $0.20 per transaction
  • Fencing Credit card processing| Field service business Point of Sale
  • Debit card processing for Smithtown Financial Advisors & Financial Services Company
  • Financial Planning Smithtown | Fintech Apps Sales System
  • Fire Departments POS | Fitness Centers High Risk Merchant Account
  • PIN Debit Service for Fitness Coaches
  • Fixture Replacement Credit card processing services in Smithtown
  • Floor Coatings Company | Flooring in Smithtown
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Marqeta or EMV Card Reader for Financial Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Discover Trusted Merchants in Smithtown to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Capital Financial Planning Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Smithtown Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Smithtown Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with our ACH Processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Smithtown Companies. our rates are contract terms, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Segal

Flooring Installation CEO
★★★★★
"our Real-Time Shipping Calculationintegration with our Fitness Center or Gym e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Florist Retail business."
AL

Robert Lopez

Food Delivery Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Smithtown Company that trust the Best Merchant Banks for Payment gateway in NY. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.