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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Service Providers in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the #1 Refund security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get WorldPay & EMV Card Reader for small business
leading High-Risk Processor for Marqeta Near Me
Visa
Mastercard
American Express
Discover
Google Pay | NMI
PayPal | 2Checkout
Affirm | Amazon Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Online Business Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
Best High Risk Pay Company

About Voya Financial | New York Ny

Does your New York Business need Coinbase Commerce, Mobile Payment Processing, Payment gateway, High-risk merchant, Metered/Usage-Based Billing, HSA Card, and Merchant Cash Advance renewal?

Find the Best Online Payment Processor near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • In-App Payments
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Merchant X Albany professionals
  • Customer database
  • Metal Roof Paneling Cryptocurrency Vendors
  • Alipay for Albany Fraud detection
  • Ranked Best Rated Pet Store POS custom PayKings company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Void transaction
  • Event & Ticketing POS for Albany Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Metered/Usage-Based Billing Albany
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

premier Mobile Payments Solution (mPOS) for Payoneer in Albany

top-rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect eMerchantBroker Businesses to get a merchant account in Albany NY

Best New York EMV chip Companies

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Fitness & Gym POS
  • Debit card processing Payment gateway
  • Wireless POS Terminal with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • POS Terminal with Next Day Funding
  • Ingredient-Level Inventory & Albany Kitchen Display System (KDS)
  • High Risk Merchant Account Companies for Restaurants & Bars in Albany
Get High Risk Merchant Account

High Risk Merchant Account provider Albany

National Wide
+ $0.20 per transaction
  • Metal Roof Paneling Credit card processing| Mining – Coal Point of Sale
  • Debit card processing for Albany Mining – Precious Metals & Real Estate Agency Company
  • Mobile App Development Albany | Mobile vendor Sales System
  • Modular Homes POS | Mold Remediation High Risk Merchant Account
  • PIN Debit Service for Mortgage Lenders
  • Mortgage Services Merchant Services services in Albany
  • Motels Company | Moving Services in Albany
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Allied Wallet or EMV Card Reader for Real Estate Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Discover Trusted Merchants in Albany to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Voya Financial Payment

Voya Financial, Inc. (NYSE: VOYA), is a leading health, wealth and investment company with approximately 9,000 employees who are focused on achieving Voya’s aspirational vision: Clearing your path to financial confidence and a more fulfilling life. Through products, solutions and technologies, Voya helps its 15.2 million individual, workplace and institutional clients become well planned, well invested and well protected. Benefitfocus, a Voya company and a leading benefits administration provider, extends the reach of Voya’s workplace benefits and savings offerings by engaging directly with over 12 million employees in the U.S. Certified as a “Great Place to Work” by the Great Place to Work® Institute, Voya is purpose-driven and committed to conducting business in a way that is economically, ethically, socially and environmentally responsible. Voya has earned recognition as: one of the World’s Most Ethical Companies® by Ethisphere; a member of the Bloomberg Gender-Equality Index; and a “Best Place to Work for Disability Inclusion” on the Disability Equality Index. For more information, visit voya.com. Follow Voya Financial on Facebook, Instagram, and LinkedIn

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for New York Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Albany Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with our ACH Processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Albany Companies. our rates are merchant account rates, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Oneil

Music Distribution CEO
★★★★★
"our Real-Time Shipping Calculationintegration with our Restaurant e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Music Schools business."
AL

Josh Lopez

Natural Gas Distribution Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Albany Company that trust the Best Merchant Banks for Payment gateway in NY. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.