🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Providers in New York Ny

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Omnichannel security, Data Breach Insurance, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payoneer & EMV Card Reader for small business
Best High Risk Merchant Account for Marketing Agencies Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Companies Served
$2.5B Zelle Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Businesses

About National Financial Network | New York Ny

Does your New York Company need Apple Pay, Credit card processing, Debit card processing, High-risk merchant, Prorated Billing, Prepaid Debit Card, and Funding based on future sales?

Top 10 Subscription Billing Platforms near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Purchasing Card (P-Card)
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in NY

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BitPay for Medical Billing Services New York professionals
  • Customer database
  • Auto Parts Retail BTCPay Server Vendors
  • Primer.io for New York PayKings
  • Ranked Best Mobile POS (mPOS) specific to Merchant X company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Refund
  • Cloud-Based POS for New York Business
  • AML (Anti-Money Laundering) & Data breach
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Prorated Billing New York
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

leading High-Risk Processor for PayKings in New York

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Payment gateway Company to get the best rates in New York NY

Best New York Payoneer Corporations

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • Buy Now Pay Later (BNPL) Payment gateway
  • Wireless POS Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Credit Card Reader with Next Day Funding
  • Handheld Ordering Devices & New York Ingredient-Level Inventory
  • High Risk Merchant Account Companies for Home Services in New York
Get High Risk Merchant Account

High Risk Merchant Account provider New York

National Wide
+ $0.20 per transaction
  • Auto Parts Retail Mobile Payment Processing| Backup Power Systems Point of Sale
  • Payment gateway for New York Banking Services & Fitness Center or Gym Businesses
  • Bars & Lounges New York | Basement Flood Recovery Sales System
  • Bathroom Exhaust Fan POS | Battery Manufacturing ACH Processing
  • Visa Debit services for Beauty and Cosmetics Retail
  • Beauty Salons Merchant Services Service in New York
  • Bed & Breakfasts Enterprise | Beverage Bottling in New York
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Razorpay compared to EMV Card Reader for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Enterprises

Discover Trusted Merchants in New York to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About National Financial Network Payment

National Financial Network (NFN) is an independent financial services firm headquartered in the New York metropolitan area. First founded in 1951 with the goal of providing unbiased and quality investment advice and wealth management solutions, we have evolved over the past half-century from a small New York firm to an expansive network of financial professionals across the country. We strive to be recognized as a leading firm for growing and developing successful advisors to make a measurable impact on the communities they serve and beyond. CAREERS Our firm is growing and looking to expand our team of professionals with passionate, driven, and motivated individuals who truly want to make a difference in the communities they serve. While our firm has grown over the years, our mission remains unchanged: to create and implement financial strategies that meet and exceed clients’ personal and business needs and desires. National Financial Network is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ: 990 Stewart Avenue, Ste 200, Garden City, NY 11530, ph# 516.745.5600. PAS is a direct, wholly-owned subsidiary of Guardian. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2023-158436 Exp 07/25.

Frequently Asked Questions

Our Credit card processing Provider & POS System Firm are 100% committed to making high-risk payment processing simple for New York Firms owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our New York Merchant Providers Say

Join thousands of Ny who trust Merchant-Banks with our High Risk Merchant Account to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our New York business. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Cincogrono

Beverage Manufacturing CEO
★★★★★
"our Mobile-Optimized Checkoutintegration with our General Contractor e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Black Mold Removal business."
AL

Dominic Lopez

Blockchain Startups Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local New York Business that trust the Best Merchant Banks for Debit card processing in NY. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.