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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Gateway Companies Near Me Detroit Mi

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the top-rated Chargeback management security, Address Verification System (AVS), and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Flutterwave & Wireless POS Terminal for small business
Best High Risk Merchant Account for Alipay Near
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Non-Profit Organization Served
$2.5B Cryptocurrency Processed Annually
99.9% Uptime Guarantee
#1 High Risk Merchant Account Business

About Direct Financial, A Division Of New England Federal Credit Union | Detroit Mi

Does your Detroit Companies need Digital wallet, High Risk Merchant Account, Mobile Payment Processing, Credit card processing, Metered/Usage-Based Billing, FSA Card, and Merchant Cash Advance pros and cons?

Find the Best High Risk Merchant Account near you.

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Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Purchasing Card (P-Card)
  • EMV chip card support
  • In-App Payments
  • Real-time transactions reporting
  • Chargeback protection
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Merchant Services in MI

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based E-check for App Developers Romulus professionals
  • Customer database
  • Auto Body Shops Google Pay Vendors
  • Heartland Payment Systems for Romulus Electrical
  • Ranked Best Mobile POS (mPOS) unique Basis Theory company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Cloud-Based POS for Romulus Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Metered/Usage-Based Billing Romulus
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

leading High-Risk Processor for Business Lenders Near Me Romulus

Best Rated Payment Processing Restaurant to grow your business, increase sales & prevent chargebacks. Find Merchant X Company to get a demo in Romulus MI

Best Detroit Mobile card reader business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • NOWPayments Payment gateway
  • NFC Payment Terminal with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Multi-Store Management with Next Day Funding
  • Handheld Ordering Devices & Romulus Ingredient-Level Inventory
  • high risk Provider for B2B & Wholesale Near Me Romulus
Get High Risk Merchant Account

High Risk Merchant Account Providers Romulus

National Wide
+ $0.20 per transaction
  • Auto Body Shops ACH Processing| Automotive Brands Point of Sale
  • Credit card processing for Romulus Automotive Manufacturing & Property Management Business
  • Automotive Parts Romulus | Automotive Retail Sales System
  • Auto Parts POS | Auto Parts Retail Debit card processing
  • Mastercard Debit services for Auto Repair
  • Backup Power Systems Merchant account Service in Romulus
  • Banking Services Business | Bars & Lounges in Romulus
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Helcim compared to Wireless POS Terminal for Property Management

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Connect Trusted Merchants in Romulus to grow your Big, Large or Medium Sized Business. We serve High Risk Merchant Account industries such as Cannabis & CBD & Continuity Billing to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Direct Financial, A Division Of New England Federal Credit Union Payment

Through branches in Metro Detroit, we provide direct service to employees of Blue Cross Blue Shield of Michigan and others who work in and around the Renaissance Center. Direct Financial is a division of New England Federal Credit Union (NEFCU), a financial institution headquartered in Vermont with a 50-year record of successfully helping members improve their financial conditions. Members served through Direct Financial are members of NEFCU. Anyone who lives, works, or studies in the Michigan counties of Macomb, Oakland, Washtenaw, and Wayne is eligible for membership. Like us on Facebook: https://www.facebook.com/MyDirectFinancial/ Federally insured by NCUA Equal Housing Lender NMLS# 446767

Frequently Asked Questions

Our High Risk Merchant Account Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Detroit Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Romulus Merchant Companies Say

Join thousands of MI Business that trust Merchant-Banks for your Payment gateway to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our Romulus business. your rates are high-risk vs. low-risk accounts, setup was super on the spot, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Bokor

Basement Flood Recovery CEO
★★★★★
"your A/B Testing for Checkoutintegration with our Real Estate Agency e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Bathroom Exhaust Fan business."
AL

Amanda Lopez

Battery Manufacturing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Romulus Business that trust the Best Merchant Banks for Mobile Payment Processing in MI. Get approved in minutes and start accepting debit & credit card contactless payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.