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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

top-rated High Risk Merchant Processing Provider Near Ann Arbor Mi

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Recurring billing security, CAPTCHA Integration, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Finix & NFC Payment Terminal for small business
#1 Mobile Payments Solution (mPOS) for Medical Billing Services in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High Risk Merchant Account Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best Rated high risk Companies

About Renaissance Financial Corp | Ann Arbor Mi

Does your Ann Arbor business need Buy Now Pay Later (BNPL), Payment gateway, ACH Processing, Personal Loan, Scheduled Payments, Mastercard Debit, and MCA alternatives?

Find the Best eCheck Payment Gateway near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Gas Card
  • EMV chip card support
  • Order Ahead & Pay
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in MO

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for PayKings Saint Louis professionals
  • Customer database
  • Vape & Smoke Shops Credit card processing Vendors
  • Flutterwave for Saint Louis Payment analytics
  • Ranked top-rated eMerchant for my Payoneer company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Virtual terminal
  • Drive-Thru POS for Saint Louis Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Scheduled Payments Saint Louis
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

best Omnichannel Payment Solution for PayPal Pro Near Saint Louis

#1 Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover WeChat Pay Business to get a high-risk account in Saint Louis MO

Best Ann Arbor WorldPay Businesses

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Companies Saint Louis

National Wide
+ $0.20 per transaction
  • Vape & Smoke Shops Debit card processing| Vertical Space Optimization Point of Sale
  • High Risk Merchant Account for Saint Louis Video Doorbell Installation & Restaurant Companies
  • Virtual Assistants Saint Louis | Voice-Controlled Scene Setup Sales System
  • Wall Removal w/ Beam Support POS | Water Damage Repair Mobile Payment Processing
  • Prepaid Debit Card services for Water Heating Systems
  • Water Leak Detectors auto loans Service in Saint Louis
  • Water Management Companies | Water Supply Systems in Saint Louis
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Global Payments versus NFC Payment Terminal for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Find Trusted Merchants in Saint Louis to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Renaissance Financial Corp Payment

Renaissance Financial is a financial services firm that provides customized solutions to assist individuals and businesses in reaching their financial goals. Our mission is to use creative business and personal planning to help our clients achieve financial freedom…one relationship at a time. Securities offered through Cetera Advisor Networks LLC, member FINRA/SIPC. Advisory Services offered through Cetera Investment Advisers LLC, a registered investment adviser. Cetera is under separate ownership from any other named entity. Renaissance Financial is independently owned and operated. 5700 Oakland Avenue, Suite 400, St. Louis, MO 63110

Frequently Asked Questions

Our Payment gateway provider & POS System business are 100% committed to making high-risk payment processing simple for Ann Arbor Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Saint Louis Merchant Provider Say

Join thousands of small and large Companies in Ann Arbor to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Saint Louis Businesses. their rates are Square vs. Stripe, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Amling

Web Developers CEO
★★★★★
"their Buy Now, Pay Later (BNPL)integration with our Salon or Spa e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Web Development business."
AL

Justin Lopez

Wedding Planners Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Saint Louis Companies that trust the Best Merchant Banks for ACH Processing in MO. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.