🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call +1 (323) 861-5223
Modern payment processing terminal with contactless payment

#1 Merchant Service Provider in Annapolis Md

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Invoice automation security, Security Audits, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Alipay & EMV Card Reader for small business
premier High-Risk Processor for Easy Pay Direct Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Brick-and-Mortar Store Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Enterprises

About Universal Mortgage & Finance | Annapolis Md

Does your Annapolis Firms need Cryptocurrency, Mobile Payment Processing, Payment gateway, auto loans, Online Bill Pay Portal, HSA Card, and Credit card sales financing?

Top 10 Multi-Currency Merchant Accounts near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Corporate Card
  • EMV chip card support
  • Instant Payment Confirmation
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in MD

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Payment analytics
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Finix Annapolis professionals
  • Customer database
  • City Governments Digital wallet Vendors
  • American Express for Annapolis Storage
  • Ranked Best Pop-Up Store POS custom Flutterwave company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Fitness & Gym POS for Annapolis Business
  • 3D Secure & AML (Anti-Money Laundering)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Online Bill Pay Portal Annapolis
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

top Mobile Payments Solution (mPOS) for Grocery Stores in Annapolis

Best Rated Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Visa business to get started today in Annapolis MD

Best Annapolis WeChat Pay Business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • E-check Payment gateway
  • Wireless POS Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Age Verification with Next Day Funding
  • POS Terminal (Touchscreen) & Annapolis Recipe Management
  • High Risk Merchant Account Businesses for Subscription-Based Business in Annapolis
Get High Risk Merchant Account

High Risk Merchant Account Companies Annapolis

National Wide
+ $0.20 per transaction
  • City Governments Credit card processing| Clothing Retail Point of Sale
  • Debit card processing for Annapolis Clothing Stores & Manufacturing Company Enterprises
  • Cloud Hosting Providers Annapolis | Cloud Services Sales System
  • CNC Machining POS | CNC Machining High Risk Merchant Account
  • PIN Debit Service for Commercial Brokers
  • Commercial Construction Credit card processing services in Annapolis
  • Commercial Construction Businesses | Commercial Fishing in Annapolis
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Amortization or EMV Card Reader for Manufacturing Company

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Discover Trusted Merchants in Annapolis to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

🔐

About Universal Mortgage & Finance Payment

Universal Mortgage & Finance, Inc.(UMAFI) has built a strong reputation in the mortgage industry, serving the needs of home buyers, real estate professionals and builders for two decades. UMAFI is suitably equipped with in-house Processing, Underwriting, Closing, Funding and In-house Appraisal Order Management to ensure quick turn times and quality. UMAFI works with tier one investors and offers a full range of residential loan programs which include FHA, VA, USDA, Reverses, HARP Refis, 203k Rehabs, Foreign Nationals and Fannie Mae & Freddie Mac Products. UMAFI is growing nationally and has locations serving in the following states: California, Colorado, Delaware, District of Columbia, Florida, Georgia, Maryland, Nevada, Pennsylvania, North Carolina, South Carolina, Tennessee, Texas, and Virginia. 2450 Riva Road | Suite 202 | Annapolis, MD 21401 | https://umafi.com/ | NMLS# 118030 | http://nmlsconsumeraccess.org | For Licensing and Disclaimer info visit: https://umafi.com/ Join Our Team: Back Office Support Positions: Processing, Underwriting, Closing and Post Closing Loan Originators: UMAFI offers loan originators a generous pay scale with incentives on loan volume. UMAFI offers a full range of programs to meet the borrower's needs and a fully automated and mostly paperless process with a prompt turnaround time; averaging 24-48 hours for UW conditions and decisions. Retail Branches: UMAFI offers licensed retail branch opportunities to qualified individuals. Mortgage professionals can reap the benefits of earning maximum profits and rewards with minimal fees. Note: If you are currently a mortgage branch manager or an ambitious loan originator looking to take your business to the next level, then look no further. UMAFI provides the best platform and support for you to reach your goal. For more information, please contact: customerrelations@umafi.com

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System Company are 100% committed to making high-risk payment processing simple for Annapolis Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Annapolis Merchant Provider Say

Join thousands of small and large Enterprises in Annapolis to security features payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Annapolis Corporations. our rates are contract terms, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Pueringer-Williams

Commercial Real Estate CEO
★★★★★
"our Subscription E-commerceintegration with our Non-Profit Organization e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Commercial Signage business."
AL

Lynn Lopez

Composite Deck Installation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Annapolis Enterprise that trust the Best Merchant Banks for Payment gateway in MD. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.