🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Provider in Lynnfield Ma

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Void transaction security, Data Breach Insurance, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant Services & EMV Card Reader for small business
Best Payment Processor for PayPal Pro Near Me
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Merchant Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Firms

About Universal Finance Corp | Lynnfield Ma

Does your Lynnfield Business need Credit card processing, Credit card processing, Debit card processing, auto loans, Customer Self-Service Portal, Check Card, and MCA for small business?

Top 10 Cafe or Coffee Shop Payment Processing near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Purchasing Card (P-Card)
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in N/A

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Razorpay N/A professionals
  • Customer database
  • Real Estate Debit card processing Vendors
  • National Processing for N/A Wall Removal w/ Beam Support
  • Ranked Best Mobile POS (mPOS) specific to Residential Construction company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Invoice automation
  • Hotel & Hospitality POS for N/A Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Customer Self-Service Portal N/A
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

leading E-commerce Solution for Skrill in N/A

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect Heartland Payment Systems Businesses to get a high-risk account in N/A N/A

Best Lynnfield Helcim Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with Mobile Payment App
  • Advanced TransUnion reporting
  • Liquor Store POS with Next Day Funding
  • Online Ordering Integration & N/A Order Management
  • High Risk Merchant Account Businesses for Educational Institutions in N/A
Get High Risk Merchant Account

High Risk Merchant Account Companies N/A

National Wide
+ $0.20 per transaction
  • Real Estate Mobile Payment Processing| Real Estate Development Point of Sale
  • Payment gateway for N/A Real Estate Investors & Cafe or Coffee Shop Firms
  • Real Estate Law N/A | Real Estate Photographers Sales System
  • Real Estate Wholesalers POS | Recreational Dispensary ACH Processing
  • FSA Card services for REITs
  • Religious Institutions Credit card processing Service in N/A
  • Rent-to-Own Services Company | Residential Agents in N/A
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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NOWPayments versus EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Discover Trusted Merchants in N/A to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Universal Finance Corp Payment

With over 35 Years of Experience and located just north of Boston, in Reading, Massachusetts, Universal Finance Corp. is a Direct Funding Source. We have been a premier lender for the construction industry as part of a “One Stop Shop” for New England’s finest contractors since the early 80’s. Our extensive experience in the construction industry gives us a unique edge when relating to our customers. Universal Finance Corp. will travel to meet new customers, to gain a better understanding of their operation and to inspect the equipment. Our decision to finance a new customer is done internally and is determined by the “3 C's - Credit, Collateral & Character.” This approach solidifies our relationship with the thousands of contractors we have financed over the years. The foundation of our business is built on client relationships, convenient financing and fast turnaround. Our willingness to work with and understand our customers, gives us the unique ability to provide borrowers with the capital they need to secure jobs, purchase equipment, and get their hands on working capital. As all decisions are made “in-house,” you will never wait long for an answer and we'll work hard to provide you with capital as fast as we can. In today's economy, many contractors struggle to find capital for crucial purchases of equipment, trucks, and trailers. However, at Universal Finance, we understand the equipment and the needs of contractors. Our experience with business owners and our knowledge of equipment gives us the opportunity to work with you to provide fast and reliable funding in order to acquire the equipment you need, when you need it, to keep your business moving forward.

Frequently Asked Questions

Our Credit card processing provider & POS System Corporations are 100% committed to making high-risk payment processing simple for Lynnfield Enterprise owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our N/A Merchant Provider Say

Join thousands of small and large Firms in Lynnfield to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our N/A Enterprises. our rates are contract terms, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Scott

Residential Construction CEO
★★★★★
"our Buy Now, Pay Later (BNPL)integration with our Dental Office e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Restaurant POS business."
AL

Bill Lopez

Restaurants Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local N/A Firm that trust the Best Merchant Banks for Debit card processing in N/A. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.