🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Boston Ma

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Split payments security, Fraud Detection Suite, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get CDGcommerce & EMV Card Reader for small business
top High-Risk Processor for Allied Wallet Near Me
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ High-Risk Business Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Corporations

About Social Finance | Boston Ma

Does your Boston Enterprises need Zelle, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Metered/Usage-Based Billing, HSA Card, and How does an MCA work??

Find the Best Mobile Wallet Provider near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • In-App Payments
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in MA

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Basis Theory Boston professionals
  • Customer database
  • Retail Apple Pay Vendors
  • Coinbase Commerce for Boston Invoice automation
  • Ranked Best Cloud POS custom Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Chargeback management
  • Education Campus POS for Boston Business
  • SSL certificate & Tokenization
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Metered/Usage-Based Billing Boston
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

top-rated Mobile Payments Solution (mPOS) for Commercial Brokers in Boston

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect Alipay Firm to get a payment gateway in Boston MA

Best Boston Allied Wallet Firms

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Providers Boston

National Wide
+ $0.20 per transaction
  • Retail Credit card processing| Retail Brands Point of Sale
  • Debit card processing for Boston Retail store & E-commerce Business Corporations
  • Retaining Walls Boston | Roofing Sales System
  • Roofing Contractors POS | Roof Renovation High Risk Merchant Account
  • PIN Debit Service for SaaS Companies
  • Sales Training Companies Working Capital Loans services in Boston
  • Salon software business | Segmental Block Wall in Boston
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Corepay or EMV Card Reader for E-commerce Business

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Discover Trusted Merchants in Boston to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Social Finance Payment

Social Finance is a national impact finance and advisory nonprofit. We work with the public, private, and social sectors to create partnerships and investments that measurably improve lives. Since our founding in 2011, we have mobilized $350 million in new investments designed to help people and communities realize improved outcomes in education, economic mobility, health, and housing. In addition to managing the investment program funded by the Google Career Certificates Fund, our economic mobility portfolio includes the UP Fund, place-based Pay It Forward Funds, and the Dreamers Graduate Loan Fund. Learn more at socialfinance.org.

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System Businesses are 100% committed to making high-risk payment processing simple for Boston Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Boston Merchant Companies Say

Join thousands of MA Corporations that trust Merchant-Banks for our ACH Processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Boston Company. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Rappaport

SEO Consultants CEO
★★★★★
"our Guest Checkout Optionintegration with our Financial Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Shower Valve Swap business."
AL

Catherine Lopez

Skip Tracing Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Boston Company that trust the Best Merchant Banks for Payment gateway in MA. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.