🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Providers Near Lexington KY

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Void transaction security, IP Geolocation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Primer.io & NFC Payment Terminal for small business
top-rated Payment Aggregator for Business Lenders in
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Restaurant Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
Best high risk Corporations

About American Merchant Mall | Lexington KY

Does your Lexington Enterprises need NOWPayments, Payment gateway, ACH Processing, Merchant account, Invoice Customization, Bank Card, and No collateral business funding?

Top 10 Non-Profit Organization Payment Processing near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Visa
  • EMV chip card support
  • Email Invoicing with Payment Link
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in KY

Secure online payment processing for e-commerce and virtual transactions.

  • Tokenization
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Chargeback management
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Commercial Construction Lexington professionals
  • Customer database
  • Agriculture – Crop Production QR code payments Vendors
  • Skrill for Lexington Marble Tile Installation
  • Ranked Best Rated Dropshipping POS for my Corepay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Invoice automation
  • Education Campus POS for Lexington Business
  • AML (Anti-Money Laundering) & Data breach
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Invoice Customization Lexington
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

#1 Payment gateway for Durango Merchant Services Near Lexington

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Fiserv Firm to get the best rates in Lexington KY

Best Lexington Flutterwave Firms

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • Venmo Payment gateway
  • EMV Card Reader with Hosted Payment Page
  • Advanced LendingClub reporting
  • Purchase Order Management with Next Day Funding
  • Labor Cost Reporting & Lexington Menu Management
  • High Risk Pay Companies for Home Services Near Lexington
Get High Risk Merchant Account

High Risk Merchant Account provider Lexington

National Wide
+ $0.20 per transaction
  • Agriculture – Crop Production Debit card processing| AI Companies Point of Sale
  • High Risk Merchant Account for Lexington Apparel Manufacturing & Non-Profit Organization Corporations
  • App Developers Lexington | Appliance Stores Sales System
  • Appointment Setters POS | Appraisers Mobile Payment Processing
  • Check Card services for Aquaculture
  • Asbestos Abatement Peer-to-Peer Lending Service in Lexington
  • Auto Body Shops business | Automation Systems in Lexington
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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SMB Global compared to NFC Payment Terminal for Non-Profit Organization

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Find Trusted Merchants in Lexington to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About American Merchant Mall Payment

N/A

Frequently Asked Questions

Our Payment gateway Provider & POS System Businesses are 100% committed to making high-risk payment processing simple for Lexington Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Lexington Merchant Providers Say

Join thousands of KY who trust Merchant-Banks with their Credit card processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Lexington Company. their rates are payment gateway features, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Sturgeon

Automotive Brands CEO
★★★★★
"their Mobile-Optimized Checkoutintegration with our Plumbing Services e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Automotive Manufacturing business."
AL

Rick Lopez

Automotive Parts Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Lexington Company that trust the Best Merchant Banks for ACH Processing in KY. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.