🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service provider in Chicago Il

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Daily closeout security, Data Breach Insurance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Payline Data & EMV Card Reader for small business
Best High-Risk Processor for Residential Construction Near Me
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ High-Risk Business Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Business

About Dearborn Partners | Chicago Il

Does your Chicago Companies need Credit card processing, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Prorated Billing, HSA Card, and How does an MCA work??

Find the Best High Risk Credit Solutions near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Charge Card
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Omnichannel
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for SMB Global Chicago professionals
  • Customer database
  • Retaining Walls Debit card processing Vendors
  • Payoneer for Chicago Hazardous Material Removal
  • Ranked Best Mobile POS (mPOS) custom Soar Payments company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Cannabis Dispensary POS for Chicago Business
  • Fraud detection & KYC (Know Your Customer)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Prorated Billing Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

leading Mobile Payments Solution (mPOS) for Web Developers in Chicago

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect PayPal Pro Company to get a free quote in Chicago IL

Best Chicago Point of Sale (POS) Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • Employee Management with Next Day Funding
  • POS Terminal (Touchscreen) & Chicago Recipe Management
  • High Risk Merchant Account Providers for E-commerce in Chicago
Get High Risk Merchant Account

High Risk Merchant Account Businesses Chicago

National Wide
+ $0.20 per transaction
  • Retaining Walls Credit card processing| Roofing Contractors Point of Sale
  • Debit card processing for Chicago Roof Renovation & Healthcare Clinic Business
  • SaaS Companies Chicago | Sales Training Companies Sales System
  • Salon software POS | Segmental Block Wall High Risk Merchant Account
  • PIN Debit Service for SEO Consultants
  • Shower Valve Swap Working Capital Loans services in Chicago
  • Skip Tracing Services Corporations | Smart & Connected Home in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

PayPal Pro or EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprise

Discover Trusted Merchants in Chicago to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

🔐

About Dearborn Partners Payment

Dearborn Partners is a leading independent investment management firm based in Chicago, Illinois. The firm was founded in 1997 to serve high net worth investors, institutional investors and investment advisors. Please call (312) 795-1000 for information on our products and services, including the Dearborn Partners Rising Dividend portfolios.

Frequently Asked Questions

Our Mobile Payment Processing Companies & POS System Enterprises are 100% committed to making high-risk payment processing simple for Chicago Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant provider Say

Join thousands of Chicago Business and IL entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Chicago Firms. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Celentani

Smart Energy CEO
★★★★★
"our ACH for E-commerceintegration with our Hotel or Lodging e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Smart Entry Systems business."
AL

John Lopez

Smart Home Installation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago business that trust the Best Merchant Banks for Payment gateway in IL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.