🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Chicago Il

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Reconciliation security, AI-Powered Fraud Scoring, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant Services & EMV Card Reader for small business
leading High-Risk Processor for Easy Pay Direct Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Online Business Served
$2.5B Cryptocurrency Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Enterprises

About Victory Park Capital Advisors | Chicago Il

Does your Chicago Firms need Digital wallet, Mobile Payment Processing, Payment gateway, High-risk merchant, Customer Self-Service Portal, HSA Card, and Merchant Cash Advance renewal?

Find the Best ACH Payment Provider near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Rewards Credit Card
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Payment Links
  • Mobile-responsive checkout
  • Payment Links
  • Refund
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based E-check for Finix Chicago professionals
  • Customer database
  • Pharmaceutical Software Google Pay Vendors
  • National Processing for Chicago Batch processing
  • Ranked Best Pet Store POS custom Flutterwave company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Split payments
  • Fitness & Gym POS for Chicago Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Customer Self-Service Portal Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

premier Mobile Payments Solution (mPOS) for Grocery Stores in Chicago

Best Rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect WorldPay business to get a merchant account in Chicago IL

Best Chicago Zelle Business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • NOWPayments Payment gateway
  • Wireless POS Terminal with Payment Orchestration Layer
  • Advanced Equifax reporting
  • POS Terminal with Next Day Funding
  • POS Terminal (Touchscreen) & Chicago Recipe Management
  • High Risk Merchant Account Companies for Restaurants & Bars in Chicago
Get High Risk Merchant Account

High Risk Merchant Account provider Chicago

National Wide
+ $0.20 per transaction
  • Pharmaceutical Software Credit card processing| Physical Therapists Point of Sale
  • Debit card processing for Chicago Physical Therapy & Restaurant Enterprises
  • Pipe Infrastructure Chicago | Pipe Wrap Abatement Sales System
  • Plumbing POS | Plumbing Contractors High Risk Merchant Account
  • PIN Debit Service for Plumbing Services
  • Police Departments Merchant Services services in Chicago
  • Political Campaigns Businesses | Polyurea Coating Application in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

NOWPayments or EMV Card Reader for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Discover Trusted Merchants in Chicago to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

🔐

About Victory Park Capital Advisors Payment

Victory Park Capital Advisors, LLC (“VPC”) is a global alternative investment manager. VPC invests in emerging and established businesses across various industries in the U.S. and abroad, who are often unable to access traditional sources of capital. The firm’s differentiated offerings leverage an extensive network of industry relationships, disciplined deal origination, creative financing capabilities, broad credit structuring and special situations expertise. The firm was founded in 2007 and is headquartered in Chicago with additional resources in New York City, Los Angeles, and London. VPC is privately held and a Registered Investment Advisor with the SEC. VPC was named in the 2023 Best Places to Work in Chicago list by Crain’s Chicago Business. For General Inquiries ir@victoryparkcapital.com

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Company are 100% committed to making high-risk payment processing simple for Chicago Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Providers Say

Join thousands of Il who trust Merchant-Banks with our ACH Processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Chicago Corporations. our rates are merchant account rates, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah B

Pool Services CEO
★★★★★
"our Real-Time Shipping Calculationintegration with our SaaS e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Prefab Buildings business."
AL

Amy Lopez

Print-on-Demand Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Enterprise that trust the Best Merchant Banks for Payment gateway in IL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.