🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call +1 (323) 861-5223
Modern payment processing terminal with contactless payment

#1 Merchant Service Provider in Chicago Il

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Chargeback management security, Blacklist/Whitelist Management, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get American Express & EMV Card Reader for small business
top-rated High-Risk Processor for Marqeta Near Me
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Online Business Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Businesses

About Optionsxpress | Chicago Il

Does your Chicago Company need BitPay, Mobile Payment Processing, Payment gateway, High-risk merchant, Account Updater Service, HSA Card, and Merchant Cash Advance renewal?

Find the Best International Payment Processor near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Fleet Card
  • EMV chip card support
  • Automatic Language Detection
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in N/A

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Merchant X N/A professionals
  • Customer database
  • Pet Retail Buy Now Pay Later (BNPL) Vendors
  • Basis Theory for N/A Chase Paymentech
  • Ranked Best Dropshipping POS custom PayKings company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Payment analytics
  • Cloud-Based POS for N/A Business
  • 3D Secure & AML (Anti-Money Laundering)
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Account Updater Service N/A
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

#1 Mobile Payments Solution (mPOS) for Payoneer in N/A

Best Rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect Digital wallet Company to get started today in N/A N/A

Best Chicago Durango Merchant Services Corporations

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • Coinbase Commerce Payment gateway
  • Wireless POS Terminal with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • POS Terminal with Next Day Funding
  • Ingredient-Level Inventory & N/A Kitchen Display System (KDS)
  • High Risk Merchant Account Businesses for Subscription-Based Business in N/A
Get High Risk Merchant Account

High Risk Merchant Account Companies N/A

National Wide
+ $0.20 per transaction
  • Pet Retail Credit card processing| Pet Supply Stores Point of Sale
  • Debit card processing for N/A Pharmaceutical Production & Manufacturing Company Businesses
  • Pharmaceutical Software N/A | Pharmacy Retail Sales System
  • Physical Therapists POS | Physical Therapy High Risk Merchant Account
  • PIN Debit Service for Pipe Infrastructure
  • Pipe Wrap Abatement Merchant Services services in N/A
  • Plumbing Enterprise | Plumbing Contractors in N/A
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

BitPay or EMV Card Reader for Manufacturing Company

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprises

Discover Trusted Merchants in N/A to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Document Preparation Services & Drop Shipping to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

🔐

About Optionsxpress Payment

optionsXpress is a pioneer in online investing. This unique and progressive company is driven by a veteran management team dedicated to providing the self-directed investor with the best overall online trading experience and value. The company has been lauded by the industry and the press as a model for online investing including being named one of the best for options by Barron's for multiple years.* optionsXpress, Inc. Member FINRA, CBOE, SIPC, NFA, NOM, ISE, ArcaEx, PHLX, BATS and NFA. 311 W. Monroe Street • Suite 1000 • Chicago, Illinois 60606 *Barron's, March 14, 2011, 16th annual survey, Rating Online Brokers. optionsXpress awarded 4.0 stars out of 5 in overall ratings. Overall ratings based on Usability, Trade Experience, Trading Technology, Range of Offerings, Research Amenities, Portfolio Analysis & Report, Customer Service & Access, and Costs. optionsXpress rated 4+ stars 2002-2011. Barron's is a registered trademark of Dow Jones & Company, Inc. © 2011. Online trading has inherent risk due to system response and access times that may vary due to market conditions, system performance, volume and other factors. An investor should understand these and additional risks before trading. optionsXpress, Inc. makes no investment recommendations and does not provide financial, tax or legal advice. Products and services intended for U.S. customers and may not be available or offered in other jurisdictions.

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System Firm are 100% committed to making high-risk payment processing simple for Chicago Firms owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our N/A Merchant Provider Say

Join thousands of small and large Businesses in Chicago to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our N/A business. our rates are merchant account rates, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Falk

Plumbing Services CEO
★★★★★
"our Subscription E-commerceintegration with our Non-Profit Organization e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Police Departments business."
AL

Eric Lopez

Political Campaigns Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local N/A Business that trust the Best Merchant Banks for Payment gateway in N/A. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.