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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Payment Processing Businesses in Chicago Il

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the top-rated Virtual terminal security, PCI Validation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get American Express & EMV Card Reader for small business
best Payment Aggregator for PayKings Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Companies Served
$2.5B PayPal Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay business

About Renovo Financial | Chicago Il

Does your Chicago Businesses need Venmo, Credit card processing, Debit card processing, High-risk merchant, Installment Plans, Prepaid Debit Card, and Funding based on future sales?

Find the Best Point of Sale System near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Business Credit Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

  • KYC (Know Your Customer)
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Batch processing
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Chargeback management
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Zelle for PayPal Pro Chicago professionals
  • Customer database
  • Music Distribution ACH Vendors
  • Basis Theory for Chicago Corepay
  • Ranked Best Event & Ticketing POS specific to Primer.io company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Daily closeout
  • Convenience & Specialty Store POS for Chicago Business
  • Risk monitoring & SSL certificate
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Installment Plans Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

Best Payment gateway for Razorpay in Chicago

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect Marqeta Companies to get a mobile card reader in Chicago IL

Best Chicago Mastercard Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • Apple Pay Payment gateway
  • Wireless POS Terminal with Hosted Payment Page
  • Advanced LendingClub reporting
  • Credit Card Reader with Next Day Funding
  • Labor Cost Reporting & Chicago Menu Management
  • High Risk Merchant Account provider for Fitness Centers & Gyms in Chicago
Get High Risk Merchant Account

High Risk Merchant Account Provider Chicago

National Wide
+ $0.20 per transaction
  • Music Distribution Mobile Payment Processing| Natural Gas Distribution Point of Sale
  • Payment gateway for Chicago NFT Projects & Subscription Box Service business
  • Nonprofit Organizations Chicago | Notary Services Sales System
  • Nutritionists POS | Office Supply Companies ACH Processing
  • Visa Debit services for Office Supply Retail
  • Oil & Gas Extraction Merchant Services Service in Chicago
  • Online marketplace business | Online Marketplaces in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

BitPay compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Discover Trusted Merchants in Chicago to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

🔐

About Renovo Financial Payment

Employing a one-stop shop model, Renovo offers residential real estate investors a full suite of loan programs, including single family and multi-family rehab, new construction, and 30-year fixed rental loans, as well as in-house underwriting and servicing. Renovo’s commitment to building local long-term client partnerships, combined with its end-to-end product suite, means clients experience the best products and pricing of a national financial institution, but with the attention and service of a nimble local startup. Founded in 2011, Renovo Financial is a fast-growing residential real estate investment lender for entrepreneurs who rehab or build investment properties. Renovo uses local market expertise, real-world underwriting, and a service-driven approach to create financing relationships that deliver more than just simple working capital. Cofounded by Kevin Werner, Daniel Rosen, and Granite Creek Capital Partners, Renovo has become one of the largest residential real estate investment lenders serving the surrounding Chicagoland area, Dallas, Houston, San Antonio, Boston, Miami, Phoenix, San Diego, New Jersey, Rhode Island, Connecticut, and Raleigh, NC. Renovo Financial was recently recognized by Crain’s Chicago Business as a FAST 50 company, a compilation of the region’s fastest-growing private residential real estate lenders.

Frequently Asked Questions

Our Credit card processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Chicago Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Businesses Say

Join thousands of local business in Chicago IL to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Chicago Company. our rates are merchant account rates, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Knibbe

Optometry Services CEO
★★★★★
"our Fraud Protection for Online Storesintegration with our Travel Agency e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Organic Farming business."
AL

Ian Lopez

Orthodontists Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago business that trust the Best Merchant Banks for Debit card processing in IL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.