🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Providers Near Me Chicago Il

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Reconciliation security, Chargeback Alerts, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get High Risk Pay & Wireless POS Terminal for small business
best High-Risk Processor for Allied Wallet Near
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Retailer Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Company

About Merchant Enterprises | Chicago Il

Does your Chicago Enterprise need Zelle, ACH Processing, Credit card processing, Merchant Services, Scheduled Payments, Business Debit Card, and Same day MCA funding?

Find the Best ACH Payment Provider near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Mastercard
  • EMV chip card support
  • Order Ahead & Pay
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Basis Theory Chicago professionals
  • Customer database
  • Head Shop Apple Pay Vendors
  • Marqeta for Chicago Allied Wallet
  • Ranked #1 Event & Ticketing POS specialized Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Split payments
  • Drive-Thru POS for Chicago Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Scheduled Payments Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

Best Mobile Payments Solution (mPOS) for Commercial Brokers Near Me Chicago

Best Payment Processing Small Business to prevent chargebacks, simplify payments & streamline operations. Find Mobile card reader Enterprises to get a merchant account in Chicago IL

Best Chicago National Processing Firm

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • BitPay Payment gateway
  • NFC Payment Terminal with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Quick Service Restaurant (QSR) POS with Next Day Funding
  • Ingredient-Level Inventory & Chicago Kitchen Display System (KDS)
  • high risk Companies for Restaurants & Bars Near Me Chicago
Get High Risk Merchant Account

High Risk Merchant Account provider Chicago

National Wide
+ $0.20 per transaction
  • Head Shop High Risk Merchant Account| HealthTech Point of Sale
  • Mobile Payment Processing for Chicago Hemp Cultivation & HVAC Services Company
  • High-End Flooring Chicago | High-risk merchant Sales System
  • HOAs POS | Home Decor Payment gateway
  • EBT Card Service for Home Goods Retail
  • Home Healthcare Personal Loan services in Chicago
  • Home Improvement Retail Firms | Home Inspectors in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Mastercard or Wireless POS Terminal for HVAC Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Connect Trusted Merchants in Chicago to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as E-Cigarettes & Vape & Fantasy Sports to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Merchant Enterprises Payment

Merchant Enterprises is a Chicago based company that has 3 core competences: -ATM Solutions - Merchant Enterprises specializes in ATM sales and ATM deployment nationwide. ATM Sales: We carry a complete line up of ATM designs to meet any need from a Bank to a Bar & provide the processing. ATM Deployment: We own and operate the ATM in a business offering the convenience of an ATM without the responsibility of owning it. -Credit Card Processing - Merchant Enterprises offers wholesale credit-card processing rates for everything from an online shopping cart, to a restaurant on Michigan Avenue, to an application to process cards on your iphone. -POS Systems - Merchant Enterprises sells full scale POS systems for various businesses. Whether you own a coffee shop, steakhouse, retail storefront or nightclub, our POS Systems can increase your profitability by allowing tighter control of pricing, and improved customer service by speeding up your order/check-out process. Our current services are more robust than when we started Merchant Enterprises in 2001, but we haven’t compromised our core value of providing superior service and honesty, while creating a true partnership and creating efficiencies with our customers.

Frequently Asked Questions

Our ACH Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Chicago Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Providers Say

Join thousands of Il who trust Merchant-Banks with your Debit card processing to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our Chicago Companies. your rates are payment processors, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Mcg

Home Renovation CEO
★★★★★
"your Real-Time Shipping Calculationintegration with our Insurance Agency e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is fast, protected, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Horizontal Wood Fence business."
AL

Dan Lopez

Hotels Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Company that trust the Best Merchant Banks for Credit card processing in IL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.