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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Credit Card Processing Companies Near Chicago Il

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Rated Split payments security, IP Geolocation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get American Express & NFC Payment Terminal for small business
top-rated E-commerce Solution for Primer.io in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Company Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
top-rated high risk Business

About Straits Financial | Chicago Il

Does your Chicago Companies need NOWPayments, Debit card processing, High Risk Merchant Account, Merchant account, Hosted Billing Pages, EBT Card, and Get a Merchant Cash Advance online?

Find the Best Mobile Wallet Provider near you.

💳

Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Fleet Card
  • EMV chip card support
  • Donation Forms
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Void transaction
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pop-Up Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Residential Construction Chicago professionals
  • Customer database
  • Decks & Patios QR code payments Vendors
  • Basis Theory for Chicago Global Payments
  • Ranked #1 Dropshipping POS tailored for Skrill company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Chargeback management
  • Drive-Thru POS for Chicago Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Hosted Billing Pages Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

#1 High Risk Merchant Account for SMB Global Near Chicago

Best Payment Processing High-Risk Business to increase sales, reduce fraud & simplify payments. Discover Merchant Services Company to get a payment gateway in Chicago IL

Best Chicago Merchant X business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Venmo Payment gateway
  • EMV Card Reader with Payment API
  • Advanced Capital One reporting
  • Customer Relationship Management (CRM) with Next Day Funding
  • Order Management & Chicago Pay-at-the-Table
  • High Risk Pay Provider for Salons & Spas Near Chicago
Get High Risk Merchant Account

High Risk Merchant Account Providers Chicago

National Wide
+ $0.20 per transaction
  • Decks & Patios Payment gateway| Dental Care Point of Sale
  • ACH Processing for Chicago Dental Services & Plumbing Services Business
  • Dentists Chicago | Department Store Sales System
  • Department Stores POS | Dermatologists Credit card processing
  • HSA Card Service for Digital Ad Buyers
  • Digital Marketing Peer-to-Peer Lending services in Chicago
  • Dispensary Business | Domain Registrars in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

BitPay alternatives to NFC Payment Terminal for Plumbing Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Find Trusted Merchants in Chicago to grow your Small, Big or Large Business. We serve high risk industries such as Multi-Level Marketing (MLM) & Nutraceuticals to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Straits Financial Payment

Straits Financial LLC is a Futures Commission Merchant fully licensed and registered with the Commodity Futures Trading Commission and the National Futures Association. The firm is located in Chicago and is a clearing member of the CME, CBOT, CFE, DME, COMEX, NYMEX and Clearport. The firm is a subsidiary of Straits Financial Group, a boutique brokerage based in Singapore. Combined with the logistical and warehousing support from ultimate parent company CWT Limited, we deliver a unique blend of integrated services to fulfill the needs of sophisticated customers trading the commodities space. We serve a diverse group of institutional, commercial and retail customers including both hedgers and speculators. At Straits, we are your FCM. We put customer service and the safety of deposited funds at the heart of what we do. For a better FCM experience, contact Straits at 312.462.4499 or email us at info@straitsfinancial.com. For more information visit us at www.straitsfinancial.com and our parent company at www.cwtlimited.com. DISCLAIMER: Trading in futures products entails significant risks of loss and may not be appropriate for all investors.

Frequently Asked Questions

Our Debit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Chicago Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Companies Say

Join thousands of IL Business that trust Merchant-Banks for their Mobile Payment Processing to ways to save money payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Chicago business. their rates are payment gateway features, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Smith

Double-Pane Window Replacement CEO
★★★★★
"their Shopping Cart Integrationintegration with our Property Management e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is verified, economical, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Driving Schools business."
AL

Barbara Lopez

Dropshipping Businesses Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Business that trust the Best Merchant Banks for High Risk Merchant Account in IL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.