🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Provider in West Des Moines Ia

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Daily closeout security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Chase Paymentech & EMV Card Reader for small business
#1 Payment Processor for PayPal Pro Near Me
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Companies Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About Farm Bureau Financial Services | West Des Moines Ia

Does your West Des Moines Company need NOWPayments, Credit card processing, Debit card processing, High-risk merchant, Scheduled Payments, Check Card, and Funding based on future sales?

Find the Best Payment Aggregator near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Gas Card
  • EMV chip card support
  • Order Ahead & Pay
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in UT

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Razorpay Salt Lake City professionals
  • Customer database
  • Franchise merchant QR code payments Vendors
  • Corepay for Salt Lake City Generator Installation
  • Ranked Best eMerchant specific to Residential Construction company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Reconciliation
  • Cloud POS for Salt Lake City Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Scheduled Payments Salt Lake City
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

best E-commerce Solution for Skrill in Salt Lake City

Best Rated Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect SMB Global Corporations to get a high-risk account in Salt Lake City UT

Best West Des Moines Soar Payments Enterprise

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • Venmo Payment gateway
  • Wireless POS Terminal with Mobile Payment App
  • Advanced TransUnion reporting
  • Credit Card Reader with Next Day Funding
  • Online Ordering Integration & Salt Lake City Order Management
  • High Risk Merchant Account Businesses for Educational Institutions in Salt Lake City
Get High Risk Merchant Account

High Risk Merchant Account Companies Salt Lake City

National Wide
+ $0.20 per transaction
  • Franchise merchant Mobile Payment Processing| Furnace Replacement Point of Sale
  • Payment gateway for Salt Lake City Furniture Manufacturing & Cafe or Coffee Shop Companies
  • Furniture Manufacturing Salt Lake City | Furniture Retail Sales System
  • Furniture Stores POS | Garage Services ACH Processing
  • FSA Card services for Garden Centers
  • Gas Furnace Installation Merchant Services Service in Salt Lake City
  • General Contractors Enterprises | General Practitioners in Salt Lake City
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Durango Merchant Services versus EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Firm

Discover Trusted Merchants in Salt Lake City to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Farm Bureau Financial Services Payment

It’s your future. Let’s protect it.® Founded more than 80 years ago to serve the needs of farmers and ranchers, Farm Bureau Financial Services has grown to be one of the most comprehensive financial services providers in the market today. Farm Bureau Financial Services offers a full suite of insurance and financial services products to client/members in 14 Western and Midwestern states. Our exclusive multi-state agent force provides insurance products including auto, home, life, farm/ranch, business and more. Helping complete the financial services offering, advisors offer wealth management and financial planning services. Securities & services offered through FBL Marketing Services, LLC,+ 5400 University Ave., West Des Moines, IA 50266. Advisory services offered through FBL Wealth Management, LLC.+ Property-casualty insurance products are offered through Farm Bureau Property & Casualty Insurance Company+* and Western Agricultural Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, KS, MN, NE, NM, SD and UT. Life insurance & annuity products are offered through Farm Bureau Life Insurance Company+*/West Des Moines, IA and are intended for residents of AZ, IA, ID, KS, MN, MT, ND, NE, NM, OK, SD, UT, WI and WY. Individual must be a registered representative of FBL Marketing Services, LLC to discuss securities products. Individual must be an investment adviser representative with FBL Wealth Management, LLC to discuss advisory services. Individual must be licensed with issuing company to offer insurance products. +Affiliates *Company providers of Farm Bureau Financial Services.

Frequently Asked Questions

Our Credit card processing provider & POS System Firms are 100% committed to making high-risk payment processing simple for West Des Moines business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Salt Lake City Merchant Provider Say

Join thousands of small and large Companies in West Des Moines to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Salt Lake City Business. our rates are merchant account rates, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Cole

Generator Installation CEO
★★★★★
"our Buy Now, Pay Later (BNPL)integration with our Dental Office e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Ghost Kitchens business."
AL

Jeffrey Lopez

Gift Shop Retail Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Salt Lake City Businesses that trust the Best Merchant Banks for Debit card processing in UT. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.