🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Iowa City Ia

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Omnichannel security, Data Breach Insurance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get High Risk Pay & EMV Card Reader for small business
Best Payment gateway for Commercial Brokers Near Me
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Brick-and-Mortar Store Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Companies

About Midwestone Bank | Iowa City Ia

Does your Iowa City Company need Credit card processing, Mobile Payment Processing, Payment gateway, auto loans, Metered/Usage-Based Billing, HSA Card, and Credit card sales financing?

Find the Best Mobile Card Reader near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Charge Card
  • EMV chip card support
  • In-App Payments
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in MN

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Reconciliation
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Corepay Minneapolis professionals
  • Customer database
  • Flooring Debit card processing Vendors
  • Marqeta for Minneapolis EV Charging Station
  • Ranked Best Mobile POS (mPOS) custom Durango Merchant Services company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Refund
  • Cloud POS for Minneapolis Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Metered/Usage-Based Billing Minneapolis
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

leading Payment Processor for Easy Pay Direct in Minneapolis

Best Rated Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Payoneer Corporations to get a merchant account in Minneapolis MN

Best Iowa City PayPal Enterprise

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with Inventory Management Software
  • Advanced SoFi reporting
  • Age Verification with Next Day Funding
  • Menu Management & Minneapolis Online Ordering Integration
  • High Risk Merchant Account Companies for Restaurants & Bars in Minneapolis
Get High Risk Merchant Account

High Risk Merchant Account provider Minneapolis

National Wide
+ $0.20 per transaction
  • Flooring Credit card processing| Florist Retail Point of Sale
  • Debit card processing for Minneapolis Food Delivery & Restaurant Companies
  • Food Processing Plants Minneapolis | Food Trucks Sales System
  • Footwear Manufacturing POS | Foreclosure Specialists High Risk Merchant Account
  • PIN Debit Service for Forestry
  • Foundation Repair Credit card processing services in Minneapolis
  • Framing Enterprises | Franchise Consultants in Minneapolis
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Mastercard or EMV Card Reader for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Firm

Discover Trusted Merchants in Minneapolis to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Midwestone Bank Payment

MidWestOne Bank was founded in 1934 with the mission statement "To take care of our customers...and those who should be." This is the same mission today. Member FDIC. Equal Housing Lender. Headquartered in Iowa City, Iowa, MidWestOne Bank operates 55 banking offices in Iowa, Minnesota, Wisconsin, Florida and Colorado. As a community bank, MidWestOne focuses on fulfilling all of the possible financial needs of a customer by offering personal banking, small business banking, wealth management, mortgage, and more. MidWestOne Bank is wholly owned by the holding company, MidWestOne Financial Group, Inc. (MOFG). MOFG is publicly traded on NASDAQ. Member FDIC. Equal Housing Lender. MidWestOne...Simply better banking.

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Firms are 100% committed to making high-risk payment processing simple for Iowa City business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Minneapolis Merchant Providers Say

Join thousands of Ia who trust Merchant-Banks with our ACH Processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Minneapolis Business. our rates are contract terms, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Lindstrom

Franchise merchant CEO
★★★★★
"our Real-Time Shipping Calculationintegration with our SaaS e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Full Home Repiping business."
AL

David Lopez

Furnace Replacement Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Minneapolis Businesses that trust the Best Merchant Banks for Payment gateway in MN. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.