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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Honolulu Hi

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Reporting dashboard security, Data Breach Insurance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Heartland Payment Systems & EMV Card Reader for small business
Best E-commerce Solution for Corepay Near Me
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Brick-and-Mortar Store Served
$2.5B Cryptocurrency Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Company

About Finance Factors Limited | Honolulu Hi

Does your Honolulu Business need Digital wallet, Mobile Payment Processing, Payment gateway, auto loans, Account Updater Service, ATM Card, and Credit card sales financing?

Top 10 Providers for High Risk Accounts near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Charge Card
  • EMV chip card support
  • Automatic Language Detection
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in HI

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Virtual terminal
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based E-check for Easy Pay Direct Urban Honolulu professionals
  • Customer database
  • Trucking Google Pay Vendors
  • High Risk Pay for Urban Honolulu Basement Flood Recovery
  • Ranked #1 Mobile POS (mPOS) custom eMerchantBroker company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Batch processing
  • Cannabis Dispensary POS for Urban Honolulu Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Account Updater Service Urban Honolulu
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

leading High Risk Merchant Account for Finix in Urban Honolulu

Best Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect Chase Paymentech Businesses to get a merchant account in Urban Honolulu HI

Best Honolulu Coinbase Commerce Companies

2.9%
+ $0.30 per transaction
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High Risk Merchant Account provider Urban Honolulu

National Wide
+ $0.20 per transaction
  • Trucking Credit card processing| Vacation Property Investors Point of Sale
  • Debit card processing for Urban Honolulu Vacation Rentals (Airbnb Hosts) & Accounting Firm Company
  • Vape Shop Urban Honolulu | Vape & Smoke Shops Sales System
  • Ventilation Upgrades POS | Vertical Space Optimization High Risk Merchant Account
  • Business Debit Card Service for Video Doorbell Installation
  • Virtual Assistants Credit card processing services in Urban Honolulu
  • Voice-Controlled Scene Setup Company | Wall Removal w/ Beam Support in Urban Honolulu
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Instabill alternatives to EMV Card Reader for Accounting Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk business

Discover Trusted Merchants in Urban Honolulu to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Finance Factors Limited Payment

Finance Factors has been providing financial services in Hawaii for 70 years. Established in 1952 by several island families, the company has grown from a small local enterprise that pioneered personal loans for Hawaii’s working class, into Hawaii’s largest locally-owned depository financial services loan company. Today, Finance Factors continues to work diligently to help generations of families fulfill their financial dreams with creative lending and savings products. Finance Factors specializes in residential real estate loans for purchase, refinance, cash-out, and home equity, as well as commercial real estate loans. Finance Factors also offers some of the best rates on certificates of deposit and savings accounts, with deposits insured by the FDIC.

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Honolulu Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Urban Honolulu Merchant Providers Say

Join thousands of Hi who trust Merchant-Banks with our ACH Processing to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Urban Honolulu Companies. our rates are contract terms, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Vella

Water Damage Repair CEO
★★★★★
"our Digital Product Deliveryintegration with our Auto Repair Shop e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Water Heating Systems business."
AL

Paul Lopez

Water Leak Detectors Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Urban Honolulu Company that trust the Best Merchant Banks for Payment gateway in HI. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.