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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

top-rated Payment Processing Companies in Tampa FL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Reconciliation security, Security Audits, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Heartland Payment Systems & EMV Card Reader for small business
premier Mobile Payments Solution (mPOS) for eMerchantBroker Near Me
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Merchant Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Pay Business

About Decisionhr/Bankers Financial | Tampa FL

Does your Tampa Companies need Coinbase Commerce, Credit card processing, Debit card processing, auto loans, Installment Plans, Check Card, and MCA for small business?

Top 10 Secure Checkout Providers near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Secured Credit Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Flutterwave Tampa professionals
  • Customer database
  • Specialty Retailer Cryptocurrency Vendors
  • High Risk Pay for Tampa Bathroom Exhaust Fan
  • Ranked top-rated Pop-Up Store POS specific to Grocery Stores company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Cloud POS for Tampa Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Installment Plans Tampa
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

top Omnichannel Payment Solution for High Risk Pay in Tampa

#1 Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect Heartland Payment Systems Company to get a demo in Tampa FL

Best Tampa Helcim business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Providers Tampa

National Wide
+ $0.20 per transaction
  • Specialty Retailer Mobile Payment Processing| Sporting Goods Stores Point of Sale
  • Payment gateway for Tampa Storage & Cafe or Coffee Shop Business
  • Storage Facilities Tampa | Structural Stability Sales System
  • Structural Systems POS | Stucco Crack Repair ACH Processing
  • FSA Card services for Subfloor Reinforcement
  • Subfloor Services Credit card processing Service in Tampa
  • Subscription-based Business | Surface Finishes in Tampa
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Instabill versus EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Discover Trusted Merchants in Tampa to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Telemarketing & Timeshares to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Decisionhr/Bankers Financial Payment

N/A

Frequently Asked Questions

Our Credit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Tampa Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Tampa Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for our High Risk Merchant Account to security features payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Tampa business. our rates are contract terms, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Tisher

Tankless Water Heater Installation CEO
★★★★★
"our One-Click Checkoutintegration with our Dental Office e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Tax Attorneys business."
AL

Jennifer Lopez

Tax Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Tampa Business that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.