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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

Best Rated Merchant Services Providers Near Me Tampa Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the #1 Payment analytics security, Biometric Authentication, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get NOWPayments & Wireless POS Terminal for small business
top High-Risk Processor for Allied Wallet Near
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Local Business Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
Best High Risk Merchant Account Company

About Thomas Financial | Tampa Fl

Does your Tampa Business need BTCPay Server, ACH Processing, Credit card processing, Working Capital Loans, Automated Invoicing, Business Debit Card, and MCA for bad credit?

Top 10 Fraud Prevention Tools near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Refund
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Basis Theory Tampa professionals
  • Customer database
  • Mining – Coal Coinbase Commerce Vendors
  • Payline Data for Tampa Segmental Block Wall
  • Ranked Best Rated Cloud POS specialized Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reporting dashboard
  • Cannabis Dispensary POS for Tampa Business
  • PCI DSS & Risk monitoring
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Automated Invoicing Tampa
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

top-rated Mobile Payments Solution (mPOS) for Commercial Brokers Near Me Tampa

top-rated Payment Processing Merchants to streamline operations, get paid faster & grow your business. Find eMerchantBroker Businesses to get a merchant account in Tampa FL

Best Tampa EMV chip Companies

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Credit card processing Payment gateway
  • NFC Payment Terminal with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Gift Card Support with Next Day Funding
  • Ingredient-Level Inventory & Tampa Kitchen Display System (KDS)
  • high risk Companies for Restaurants & Bars Near Me Tampa
Get High Risk Merchant Account

High Risk Merchant Account provider Tampa

National Wide
+ $0.20 per transaction
  • Mining – Coal High Risk Merchant Account| Mobile App Development Point of Sale
  • Mobile Payment Processing for Tampa Mobile vendor & Bar or Nightclub Company
  • Modular Homes Tampa | Mold Remediation Sales System
  • Mortgage Lenders POS | Mortgage Services Payment gateway
  • EBT Card Service for Motels
  • Moving Services Bad Credit Business Loans services in Tampa
  • Music Distribution Company | Music Schools in Tampa
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Payment Depot or Wireless POS Terminal for Bar or Nightclub

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Connect Trusted Merchants in Tampa to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Debt Collection & Document Preparation Services to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Thomas Financial Payment

Thomas Financial is one of a select number of financial service firms chosen to be a member of M Financial Group, a network of more than 140 independent members, all dedicated to serving high net worth individuals and growth companies. Our resources and knowledge allow us to create advantages unique in the financial world, while providing personal attention. As a member firm of M Financial Group, Thomas Financial delivers a significant added value gained from a dynamic business relationship that unites expertise, innovation and service with products designed to help meet the needs of the affluent and corporate markets. Member Firms of M Financial Group represent some of the best and most successful professionals in the industry, maintaining an entrepreneurial spirit while remaining firmly rooted in their communities. When you enter into a relationship with Thomas Financial, you benefit from an advisor who is focused on you while drawing upon the resources of a national network. Securities Offered through M Holdings Securities, Inc., a Registered Broker Dealer, Member FINRA/SIPC. Thomas Financial is independently owned and operated. Third-party posts found on this profile do not reflect the views of M Holdings Securities, Inc. nor its Associated Persons/ Affiliates, and have not been reviewed by M Holding Securities as to accuracy or completeness. This material and the opinions voiced are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine what is appropriate for you, please contact me directly or consult another qualified professional. The testimonials/ recommendations used may not be representative of the experiences of other clients, and they are not indicative of future performance or success.

Frequently Asked Questions

Our ACH Processing Provider & POS System Business are 100% committed to making high-risk payment processing simple for Tampa Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Tampa Merchant Providers Say

Join thousands of Fl who trust Merchant-Banks with your Debit card processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Tampa Companies. your rates are transaction fees, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Taylor

Natural Gas Distribution CEO
★★★★★
"your Real-Time Shipping Calculationintegration with our Cafe or Coffee Shop e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our NFT Projects business."
AL

Ashton Lopez

Nonprofit Organizations Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Tampa Company that trust the Best Merchant Banks for Credit card processing in FL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.