🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Tampa Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Split payments security, AVS & CVV Verification, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Soar Payments & NFC Payment Terminal for small business
premier Mobile Payments Solution (mPOS) for Medical Billing Services in
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Restaurant Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
Best high risk business

About Residential Acceptance Corp | Tampa Fl

Does your Tampa Businesses need Zelle, Payment gateway, ACH Processing, Merchant account, Prorated Billing, Mastercard Debit, and No collateral business funding?

Top 10 Secure Payment Gateways near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Secured Credit Card
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in TN

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for PayKings Nashville professionals
  • Customer database
  • HVAC Installation Apple Pay Vendors
  • Visa for Nashville Coinbase Commerce
  • Ranked Best Rated Pop-Up Store POS for my Payoneer company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Chargeback management
  • Automotive Dealership POS for Nashville Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Prorated Billing Nashville
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

top Omnichannel Payment Solution for PayPal Pro Near Nashville

#1 Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover SMB Global Companies to get a demo in Nashville TN

Best Tampa Soar Payments Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • BitPay Payment gateway
  • EMV Card Reader with Click-to-Pay
  • Advanced Experian reporting
  • Purchase Order Management with Next Day Funding
  • Kitchen Display System (KDS) & Nashville Kitchen Printer
  • High Risk Pay Provider for Non-profits Near Nashville
Get High Risk Merchant Account

High Risk Merchant Account Providers Nashville

National Wide
+ $0.20 per transaction
  • HVAC Installation Debit card processing| Ice Cream & Dessert Shops Point of Sale
  • High Risk Merchant Account for Nashville Immigration Attorneys & Auto Repair Shop business
  • Indoor Air Quality Nashville | Industrial Equipment Sales System
  • Industrial & Manufacturing POS | Injection Molding Mobile Payment Processing
  • Prepaid Debit Card services for Insurance Services
  • InsurTech Peer-to-Peer Lending Service in Nashville
  • Interior Coatings Company | International merchant in Nashville
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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WeChat Pay versus NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Corporations

Find Trusted Merchants in Nashville to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Residential Acceptance Corp Payment

Residential Acceptance Corporation (RAC) NMLS# 150526 is here for you. Headquartered in Tampa, Florida and licensed in twenty-eight (28) states. RAC offers Manual Common Sense Underwriting along with a range of home loans programs, including fixed-rate mortgages, FHA & VA, USDA, refinances, Conventional, and Non-QM loans. RAC can close loans quickly by offering fast and reliable service. RAC provides direct accessibility to our underwriters and staff. RAC has NO Layovers or Voice Response Units (VRU’s). The direct accessibility to our underwriters and staff makes RAC the Boutique Lender that will be here for you and assist you with your every mortgage need. For Careers with RAC visit www.racmortgage.com - under About RAC, Jobs and Careers. Mortgage Brokers interested in our loan products, programs, guidelines, broker application packages can visit www.racmortgage.com – Resources – under Documents & Forms will be more information. Whichever way you prefer to communicate with RAC, our knowledgeable mortgage specialists are here to assist you. Reach out to us or request that we reach out to you! Contact us at 813-935-1828. RAC’s boutique team is here to work together with you and your team and help you get your loans and difficult loans closed fast.

Frequently Asked Questions

Our Payment gateway Businesses & POS System Enterprise are 100% committed to making high-risk payment processing simple for Tampa Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Nashville Merchant Companies Say

Join thousands of TN business that trust Merchant-Banks for their Credit card processing to security features payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Nashville Firm. their rates are payment gateway features, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Houston

Investment Services CEO
★★★★★
"their One-Click Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our IT Services business."
AL

Valerie Lopez

IT Support Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Nashville Firms that trust the Best Merchant Banks for ACH Processing in TN. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.