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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Service Companies in Tampa FL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Reporting dashboard security, Fraud Detection Suite, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Adyen & EMV Card Reader for small business
top Omnichannel Payment Solution for Basis Theory Near Me
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Online Business Served
$2.5B Credit card processing Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Business

About Consumer First Financial | Tampa FL

Does your Tampa Companies need Debit card processing, Mobile Payment Processing, Payment gateway, High-risk merchant, Customer Self-Service Portal, ATM Card, and Merchant Cash Advance renewal?

Top 10 Companies for High Risk Accounts near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Travel Credit Card
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Virtual terminal
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Digital wallet for Commercial Brokers Tampa professionals
  • Customer database
  • Department Stores E-check Vendors
  • Allied Wallet for Tampa Amortization
  • Ranked #1 Cloud POS custom Commercial Construction company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Batch processing
  • Hotel & Hospitality POS for Tampa Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Customer Self-Service Portal Tampa
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

top-rated Payment Aggregator for Corepay in Tampa

Best Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect eMerchantBroker Company to get a payment gateway in Tampa FL

Best Tampa EMV chip business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Providers Tampa

National Wide
+ $0.20 per transaction
  • Department Stores Credit card processing| Digital Ad Buyers Point of Sale
  • Debit card processing for Tampa Digital Marketing & Insurance Agency Business
  • Dispensary Tampa | Domain Registrars Sales System
  • Double-Pane Window Replacement POS | Driving Schools High Risk Merchant Account
  • Business Debit Card Service for Dropshipping Businesses
  • Dropshipping Services Merchant Services services in Tampa
  • Drywall & Insulation Business | Eco-Friendly Design in Tampa
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

American Express alternatives to EMV Card Reader for Insurance Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Discover Trusted Merchants in Tampa to grow your Small, Big or Large Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

🔐

About Consumer First Financial Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Tampa Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Tampa Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for our ACH Processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Tampa business. our rates are merchant account rates, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Malinosky

Ecommerce & Products CEO
★★★★★
"our Shopping Cart Integrationintegration with our Law Firm e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our EdTech Platforms business."
AL

Heather Lopez

eLearning Marketplaces Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Tampa Business that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.