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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Merchant Service Provider in Palm Beach Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Reconciliation security, Data Breach Insurance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get BTCPay Server & EMV Card Reader for small business
Best E-commerce Solution for Adyen Near Me
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Brick-and-Mortar Store Served
$2.5B Apple Pay Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Pay Companies

About Phd Financial | Palm Beach Fl

Does your Palm Beach business need BTCPay Server, Mobile Payment Processing, Payment gateway, auto loans, Metered/Usage-Based Billing, ATM Card, and Credit card sales financing?

Find the Best ACH Payment Provider near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Charge Card
  • EMV chip card support
  • In-App Payments
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • SSL certificate
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Refund
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Buy Now Pay Later (BNPL) for Allied Wallet West Palm Beach professionals
  • Customer database
  • Cloud Services Coinbase Commerce Vendors
  • Chase Paymentech for West Palm Beach Adyen
  • Ranked #1 Mobile POS (mPOS) custom App Developers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Split payments
  • Hotel & Hospitality POS for West Palm Beach Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Metered/Usage-Based Billing West Palm Beach
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

leading High Risk Merchant Account for Basis Theory in West Palm Beach

Best Payment Processing Business Owner to enhance security, grow your business & improve efficiency. Connect eMerchantBroker Business to get started today in West Palm Beach FL

Best Palm Beach EMV chip Businesses

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Credit card processing Payment gateway
  • Wireless POS Terminal with Address Verification System (AVS)
  • Advanced Capital One reporting
  • Age Verification with Next Day Funding
  • Employee Time Clock & West Palm Beach Handheld Ordering Devices
  • High Risk Merchant Account Businesses for Healthcare & Medical in West Palm Beach
Get High Risk Merchant Account

High Risk Merchant Account Companies West Palm Beach

National Wide
+ $0.20 per transaction
  • Cloud Services Credit card processing| CNC Machining Point of Sale
  • Debit card processing for West Palm Beach Commercial Brokers & Accounting Firm Companies
  • Commercial Construction West Palm Beach | Commercial Construction Sales System
  • Commercial Fishing POS | Commercial Real Estate High Risk Merchant Account
  • Business Debit Card Service for Commercial Signage
  • Composite Deck Installation Credit card processing services in West Palm Beach
  • Concrete Services Companies | Construction in West Palm Beach
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Coinbase Commerce alternatives to EMV Card Reader for Accounting Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in West Palm Beach to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Phd Financial Payment

PHD Financial is a boutique investment banking firm providing commercial mortgage and real estate brokerage, debt restructure, and business consultation across the nation for a variety of industries. With over 30 years in the business, we have created exclusive banking partnerships allowing us to provide the most competitive commercial and financing. We have an extensive network of seasoned buyers and sellers, allowing us to help clients find properties to buy, finance their purchases, and eventually sell their properties at a profit. Our services are competitively priced, and we’ve had hundreds of success stories

Frequently Asked Questions

Our Mobile Payment Processing provider & POS System business are 100% committed to making high-risk payment processing simple for Palm Beach Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our West Palm Beach Merchant Provider Say

Join thousands of small and large Companies in Palm Beach to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our West Palm Beach Businesses. our rates are contract terms, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Darrow

Consulting Services CEO
★★★★★
"our International Shipping Integrationintegration with our Auto Repair Shop e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Convenience Stores business."
AL

Paul Lopez

Convenience Stores Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local West Palm Beach Companies that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.