🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Provider in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Invoice automation security, PCI Validation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get BitPay & EMV Card Reader for small business
best High Risk Merchant Account for Durango Merchant Services Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Service Provider Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Enterprises

About Guerra Financial Group | Miami Fl

Does your Miami Firms need Buy Now Pay Later (BNPL), Credit card processing, Debit card processing, Peer-to-Peer Lending, Prorated Billing, Prepaid Debit Card, and Stacking MCAs?

Find the Best Merchant Card Processing near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Business Credit Card
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • Encryption
  • Payment API
  • Mobile-responsive checkout
  • Payment API
  • Payment analytics
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for eMerchantBroker Miami professionals
  • Customer database
  • Ventilation Upgrades Credit card processing Vendors
  • CDGcommerce for Miami Basis Theory
  • Ranked Best Event & Ticketing POS specific to Finix company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Recurring billing
  • Fitness & Gym POS for Miami Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Prorated Billing Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

Best High-Risk Processor for Flutterwave in Miami

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect EMV chip business to get a high-risk account in Miami FL

Best Miami Finix Business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • Cryptocurrency Payment gateway
  • Wireless POS Terminal with Payment Links
  • Advanced Chase reporting
  • Receipt Printer with Next Day Funding
  • Pay-at-the-Table & Miami POS Terminal (Touchscreen)
  • High Risk Merchant Account Businesses for Property Management in Miami
Get High Risk Merchant Account

High Risk Merchant Account Companies Miami

National Wide
+ $0.20 per transaction
  • Ventilation Upgrades Mobile Payment Processing| Video Doorbell Installation Point of Sale
  • Payment gateway for Miami Virtual Assistants & Cafe or Coffee Shop Enterprises
  • Voice-Controlled Scene Setup Miami | Wall Removal w/ Beam Support Sales System
  • Water Damage Repair POS | Water Heating Systems ACH Processing
  • Visa Debit services for Water Leak Detectors
  • Water Management Working Capital Loans Service in Miami
  • Water Supply Systems Businesses | Web Developers in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Chase Paymentech compared to EMV Card Reader for Cafe or Coffee Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Companies

Discover Trusted Merchants in Miami to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Guerra Financial Group Payment

With over 35 years of serving the community, Guerra Financial Group has committed their practice to creating and customizing financial plans for clients who are focused on growing and securing their wealth. Operating under the core values of transparency, integrity and commitment, your prosperity is their priority.

Frequently Asked Questions

Our Credit card processing provider & POS System Company are 100% committed to making high-risk payment processing simple for Miami Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Provider Say

Join thousands of small and large Enterprises in Miami to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Miami Corporations. our rates are pricing models, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Guerra

Web Development CEO
★★★★★
"our Payouts for Marketplacesintegration with our Dental Office e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Wedding Planners business."
AL

Mauro Lopez

Weight Loss Clinics Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Enterprise that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.