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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Credit Card Processing Provider Near Miami Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Invoice automation security, CAPTCHA Integration, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Razorpay & NFC Payment Terminal for small business
#1 Payment gateway for Grocery Stores in
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Get Free Quote Call (888) 325-0061
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Merchants Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
Best high risk Companies

About Pan American Finance | Miami Fl

Does your Miami business need Cryptocurrency, Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Detailed Billing Reports, Signature Debit, and Merchant Cash Advance lenders?

Top 10 Multi-Currency Merchant Accounts near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, American Express
  • EMV chip card support
  • Customer Vault
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Instabill Chicago professionals
  • Customer database
  • Smart Energy Digital wallet Vendors
  • SMB Global for Chicago Flooring
  • Ranked Best Rated eMerchant tailored for Marketing Agencies company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Education Campus POS for Chicago Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Detailed Billing Reports Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

best Payment Processor for Marqeta Near Chicago

top-rated Payment Processing Online Business to get paid faster, improve efficiency & increase sales. Discover Corepay Business to get started today in Chicago IL

Best Miami Cryptocurrency Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • E-check Payment gateway
  • EMV Card Reader with White-Label Payment Gateway
  • Advanced SoFi reporting
  • Loyalty Program Integration with Next Day Funding
  • Table Management & Chicago Tip Management
  • High Risk Pay Businesses for Subscription-Based Business Near Chicago
Get High Risk Merchant Account

High Risk Merchant Account Companies Chicago

National Wide
+ $0.20 per transaction
  • Smart Energy Payment gateway| Smart Home Installation Point of Sale
  • ACH Processing for Chicago Smoke Shop & Travel Agency Companies
  • Social Media Managers Chicago | Software Resellers Sales System
  • Soil & Fertilizer Production POS | Solar Industry Credit card processing
  • ATM Card Service for Solar Panel Installation
  • Spa Services High-risk merchant services in Chicago
  • Specialty Food Retail Companies | Specialty Retailer in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Soar Payments or NFC Payment Terminal for Travel Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Find Trusted Merchants in Chicago to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Pan American Finance Payment

Pan American Finance is an independent investment banking advisory firm, providing strategic advice and investment banking services to our clients, in helping them achieve their objectives for growth and sustainability in an increasingly inter-connected world. We have extensive transaction experience in clean energy and infrastructure across Europe and the Americas, with our transactions often crossing international markets. Our team possesses an in-depth understanding across our targeted industry sectors, local economies and cultures, thereby enabling us to assist our clients to identify and pursue strategic alternatives, devise strategies to enhance shareholder value, raise capital to meet growth objectives, and develop new ideas and deeper perspective regarding individual companies and relevant industry sectors. Our firm provides significant experience and deep financial expertise in M&A advisory, project finance, equity and debt capital raising. Recognizing the strategic importance of optimizing capital structure and securing proper funding for these corporate transactions, Pan American Finance seeks to leverage its relationships with equity and debt providers globally to raise and arrange capital for our clients. Large asset owners, private equity and infrastructure firms, and family office investors seeking to invest in low carbon and digital infrastructure in an increasingly inter-connected world, rely on us to identify, structure and execute value creating transactions for them. We are independent and client-focused. We are never in a position where our own interests could be in conflict with those of our clients. We operate as trusted senior advisors, providing sound investment banking advice and presenting strategic ideas in our clients best interest. Pan American Finance has provided investment banking services to our international clients since 2003. Our affiliate, PAF Securities, has been a member of FINRA and SIPC since 2006.

Frequently Asked Questions

Our Debit card processing provider & POS System business are 100% committed to making high-risk payment processing simple for Miami Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Provider Say

Join thousands of small and large Companies in Miami to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Chicago Businesses. their rates are customer reviews, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Obregon

Sporting Goods CEO
★★★★★
"their Subscription E-commerceintegration with our Wholesale Distributor e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Sporting Goods Stores business."
AL

Pedro Lopez

Storage Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Companies that trust the Best Merchant Banks for High Risk Merchant Account in IL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.