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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Provider Near Me Miami FL

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the #1 Split payments security, Chargeback Alerts, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Allied Wallet & Wireless POS Terminal for small business
best Payment gateway for Grocery Stores Near
Visa
Mastercard
American Express
Discover
Amazon Pay | BlueSnap
Chase Bank | Clover
Google Pay | Klarna
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Local Business Served
$2.5B ACH Processed Annually
99.9% Uptime Guarantee
Best High Risk Merchant Account Companies

About Your Financial Dummy, Llc | Miami FL

Does your Miami business need BitPay, ACH Processing, Credit card processing, Working Capital Loans, Subscription Management, Business Debit Card, and MCA for bad credit?

Find the Best Mobile Wallet Provider near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Mastercard
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based BTCPay Server for Instabill Miami professionals
  • Customer database
  • Property Inspection Buy Now Pay Later (BNPL) Vendors
  • Amortization for Miami Flooring
  • Ranked Best Rated Event & Ticketing POS specialized Marketing Agencies company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Chargeback management
  • Cloud-Based POS for Miami Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Subscription Management Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

Best Payment Processor for Marqeta Near Me Miami

top-rated Payment Processing Merchants to streamline operations, get paid faster & grow your business. Find Mobile card reader Business to get started today in Miami FL

Best Miami National Processing Businesses

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud POS
  • Coinbase Commerce Payment gateway
  • NFC Payment Terminal with White-Label Payment Gateway
  • Advanced SoFi reporting
  • Gift Card Support with Next Day Funding
  • Table Management & Miami Tip Management
  • high risk Businesses for Subscription-Based Business Near Me Miami
Get High Risk Merchant Account

High Risk Merchant Account Companies Miami

National Wide
+ $0.20 per transaction
  • Property Inspection High Risk Merchant Account| Property Managers Point of Sale
  • Mobile Payment Processing for Miami PropTech & Manufacturing Company Companies
  • Psychiatrists Miami | Psychologists Sales System
  • Public Schools POS | Quarrying – Stone & Gravel Payment gateway
  • EBT Card Service for Real Estate
  • Real Estate Agents Bad Credit Business Loans services in Miami
  • Real Estate Development Companies | Real Estate Investors in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Basis Theory or Wireless POS Terminal for Manufacturing Company

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Company

Connect Trusted Merchants in Miami to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as E-Cigarettes & Vape & Fantasy Sports to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Your Financial Dummy, Llc Payment

N/A

Frequently Asked Questions

Our ACH Processing provider & POS System business are 100% committed to making high-risk payment processing simple for Miami Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Provider Say

Join thousands of small and large Companies in Miami to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their High-risk merchant transformed our Miami Businesses. your rates are transaction fees, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Horne

Real Estate Law CEO
★★★★★
"your Subscription E-commerceintegration with our Non-Profit Organization e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Real Estate Photographers business."
AL

Horace Lopez

Real Estate Wholesalers Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Companies that trust the Best Merchant Banks for Credit card processing in FL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.