>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Merchant Services Businesses Near Me Miami Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Rated Refund security, Chargeback Alerts, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant Services & Wireless POS Terminal for small business
best Omnichannel Payment Solution for Finix Near
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Business Owner Served
$2.5B NOWPayments Processed Annually
99.9% Uptime Guarantee
top-rated High Risk Merchant Account business

About Npc Financial | Miami Fl

Does your Miami Businesses need QR code payments, ACH Processing, Credit card processing, Credit card processing, Tax Calculation Integration, PIN Debit, and Factor rate vs interest rate?

Find the Best Online Payment Processor near you.

💳

Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Mastercard
  • EMV chip card support
  • Secure Checkout Seal
  • Real-time In-Person Payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Venmo for Grocery Stores West Palm Beach professionals
  • Customer database
  • Orthodontists Zelle Vendors
  • National Processing for West Palm Beach National Processing
  • Ranked #1 Event & Ticketing POS specialized High Risk Pay company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Void transaction
  • Automotive Dealership POS for West Palm Beach Business
  • Data breach & Encryption
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Tax Calculation Integration West Palm Beach
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

Best Payment Aggregator for Instabill Near Me West Palm Beach

Best Payment Processing Company to grow your business, increase sales & prevent chargebacks. Find PayPal Pro Companies to get a credit card reader in West Palm Beach FL

Best Miami Point of Sale (POS) Company

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Provider West Palm Beach

National Wide
+ $0.20 per transaction
  • Orthodontists High Risk Merchant Account| Overhead Garage Storage Point of Sale
  • Mobile Payment Processing for West Palm Beach Packaging & Labeling & Salon or Spa business
  • Painting West Palm Beach | Painting Services Sales System
  • Paper Products POS | Party Supply Rentals Payment gateway
  • Signature Debit Service for Payday Lenders
  • Personal Injury Lawyers Merchant account services in West Palm Beach
  • Personal Training business | Pest Control in West Palm Beach
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

NOWPayments alternatives to Wireless POS Terminal for Salon or Spa

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Business

Connect Trusted Merchants in West Palm Beach to grow your Small, Big or Large Business. We serve High Risk Merchant Account industries such as E-Cigarettes & Vape & Fantasy Sports to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

🔐

About Npc Financial Payment

NPC Financial (the South Florida Agency of Guardian Life) is a comprehensive financial services firm with offices in Miami, Hollywood and Boca Raton. Since 1951, we have built a reputation for excellence by helping individuals, families and business owners protect what they value most. The thoughtful, holistic approach we bring to all of our planning services—from wealth management and business planning to insurance, retirement, and estate planning—is complemented and supported by the specialized resources and products we provide through our long-standing relationships with The Guardian Life Insurance of America, Park Avenue Securities and Innovative Underwriters. NPC Financial is a third-generation company, and no one better understands the importance of building soundly for the long-term—be it a reputation…a relationship…a family legacy…or a financial plan that will endure for tomorrow. NPC Financial is an Agency of The Guardian Life Insurance Company of America® (Guardian), New York, NY. Securities products and advisory services offered through Park Avenue Securities LLC (PAS), member FINRA, SIPC. OSJ:One Biscayne Tower 2 South Biscayne Blvd., Suite 1740 Miami, FL 33131, ph#305.371.6333. PAS is a direct wholly-owned subsidiary of Guardian. This firm is not an affiliate or subsidiary of PAS. Guardian, its subsidiaries, agents, and employees do not provide tax, legal, or accounting advice. Consult your tax, legal, or accounting professional regarding your individual situation. Links to external sites are provided for your convenience in locating related information and services. Guardian, its subsidiaries, agents, and employees expressly disclaim any responsibility for and do not maintain, control, recommend, or endorse third-party sites, organizations, products, or services, and make no representation as to the completeness, suitability, or quality thereof. 2024-173593 Exp 04/2026

Frequently Asked Questions

Our ACH Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Miami Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our West Palm Beach Merchant Businesses Say

Join thousands of local business Near Me West Palm Beach FL to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Peer-to-Peer Lending transformed our West Palm Beach Company. your rates are high-risk vs. low-risk accounts, setup was super fast, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Shields

Pet Retail CEO
★★★★★
"your Abandoned Cart Recovery Toolsintegration with our Subscription Box Service e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Pet Supplies business."
AL

Matthew Lopez

Pet Supply Stores Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local West Palm Beach business that trust the Best Merchant Banks for Credit card processing in FL. Get approved in minutes and start accepting debit & credit card mobile payments today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.