🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call +1 (323) 861-5223
Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Businesses Near Miami Fl

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Chargeback management security, AVS & CVV Verification, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Helcim & NFC Payment Terminal for small business
premier Mobile Payments Solution (mPOS) for eMerchantBroker in
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Businesses Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
Best high risk Company

About Security Premium Finance | Miami Fl

Does your Miami Corporations need Zelle, Payment gateway, ACH Processing, Bad Credit Business Loans, Installment Plans, Mastercard Debit, and Daily repayment MCA?

Find the Best High Risk Merchant Account near you.

💳

Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Secured Credit Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time In-App Payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Mobile POS (mPOS) & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Flutterwave Miami professionals
  • Customer database
  • Marketing Services Apple Pay Vendors
  • Instabill for Miami Structural Stability
  • Ranked Best Rated Pop-Up Store POS for my Grocery Stores company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Convenience & Specialty Store POS for Miami Business
  • Risk monitoring & SSL certificate
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Installment Plans Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Tokenization tools

top Omnichannel Payment Solution for High Risk Pay Near Miami

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover Primer.io Enterprise to get a mobile card reader in Miami FL

Best Miami Razorpay Enterprises

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • BitPay Payment gateway
  • EMV Card Reader with QuickBooks Integration
  • Advanced Experian reporting
  • Barcode Scanning with Next Day Funding
  • Recipe Management & Miami Reservation System Integration
  • High Risk Pay provider for Retail Business Near Miami
Get High Risk Merchant Account

High Risk Merchant Account Provider Miami

National Wide
+ $0.20 per transaction
  • Marketing Services Debit card processing| Meal Prep Services Point of Sale
  • High Risk Merchant Account for Miami Meat Packing & SaaS Company
  • Mechanical Systems Miami | Medical Billing Services Sales System
  • Medical Clinics POS | Medical Dispensary Mobile Payment Processing
  • Prepaid Debit Card services for Med Spas
  • Mental Health Services High-risk merchant Service in Miami
  • Merchant Services Firm | Merchant Services in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Marqeta versus NFC Payment Terminal for SaaS

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Firms

Find Trusted Merchants in Miami to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Credit Repair & Debt Collection to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

🔐

About Security Premium Finance Payment

We are financing specialists who thoroughly understand agency sales and collection issues for both commercial and personal coverage. At SPF, we are proud of our experienced team, our service offering, competitive rates and above all our agent oriented service. We look forward to becoming your preferred premium finance provider and helping you grow your business. THE SPF ADVANTAGE •Our ONLY business is Insurance Premium Financing •Bilingual staff supporting your customers and agency with fast, friendly service •Most experienced, professional and knowledgeable staff in the industry •We provide both COMMERCIAL and PERSONAL lines financing •We finance premiums as low as $500 to amounts over $500,000 •Competitive Rates creating a Agency Profit Center •Our personnel take PRIDE in our Company and the services we offer •SPF principals personally involved in business •Customized software and internet quoting available YOUR AGENCY’S ADVANTAGE •SPF provides personal service to each agency •SPF provides internet based quoting, contract and account processing •SPF provides reinstatement of accounts with approval •SPF provides late notice list faxed to Agency •SPF provides cancellation report faxed to agent •Competitive Rates creating a Agency Profit Center •SPF provides quick response •SPF Provides agents and customers 24/7 account access THE INSURED’S ADVANTAGE •Improve Cash Flow •Off balance sheet financing •Offer multiple payment options, credit card and on line payments PLEASE CALL US FOR A PERSONAL VISIT AT (305) 269-1975 OR FAX US AT (305)269-9115 TO SEE HOW WE CAN HELP YOU GROW YOUR BUSINESS.

Frequently Asked Questions

Our Payment gateway Providers & POS System business are 100% committed to making high-risk payment processing simple for Miami Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Businesses Say

Join thousands of local Company Near Miami FL to security features payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Miami Businesses. their rates are customer reviews, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Irigoyen

Metal Fabrication CEO
★★★★★
"their Secure Customer Vaultintegration with our Salon or Spa e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is reliable, secure, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Metal Roof Paneling business."
AL

Bert Lopez

Military Suppliers Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Companies that trust the Best Merchant Banks for ACH Processing in FL. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.