πŸŽ‰ SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Merchant Service Businesses in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Daily closeout security, PCI Validation, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Amortization & EMV Card Reader for small business
best Omnichannel Payment Solution for Basis Theory Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Online Business Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About International Finance Bank (Ifb) | Miami Fl

Does your Miami Enterprise need Coinbase Commerce, Mobile Payment Processing, Payment gateway, High-risk merchant, Payment Links on Invoices, ATM Card, and Merchant Cash Advance renewal?

Find the Best High Risk Credit Solutions near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Mastercard
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • 3D Secure
  • Click-to-Pay
  • Mobile-responsive checkout
  • Click-to-Pay
  • Omnichannel
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Commercial Brokers Miami professionals
  • Customer database
  • Financial Advisors Cryptocurrency Vendors
  • BitPay for Miami Shower Valve Swap
  • Ranked Best Event & Ticketing POS custom Commercial Construction company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Drive-Thru POS for Miami Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Payment Links on Invoices Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

Best Payment Aggregator for Corepay in Miami

Best Rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect Digital wallet Enterprises to get a credit card reader in Miami FL

Best Miami Durango Merchant Services Firm

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Debit card processing Payment gateway
  • Wireless POS Terminal with ERP Integration
  • Advanced FICO reporting
  • POS Terminal with Next Day Funding
  • Kitchen Printer & Miami Labor Cost Reporting
  • High Risk Merchant Account provider for Automotive Services in Miami
Get High Risk Merchant Account

High Risk Merchant Account Provider Miami

National Wide
+ $0.20 per transaction
  • Financial Advisors Credit card processing| Fintech Apps Point of Sale
  • Debit card processing for Miami Fire Departments & Accounting Firm Company
  • Fitness Centers Miami | Fitness Coaches Sales System
  • Fixture Replacement POS | Floor Coatings High Risk Merchant Account
  • Business Debit Card Service for Flooring
  • Flooring Installation Merchant Services services in Miami
  • Florist Retail Firms | Food Delivery in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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BTCPay Server alternatives to EMV Card Reader for Accounting Firm

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Discover Trusted Merchants in Miami to grow your Small, Big or Large Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About International Finance Bank (Ifb) Payment

Since 1982, International Finance Bank has grown alongside the Miami community, serving clients from around the world. We customize any of our banking and lending products, adding a personal touch to everything we do. At International Finance Bank, relationships mean more than transactions, service is never an afterthoughtҀ”and every client matters.

Frequently Asked Questions

Our Mobile Payment Processing Providers & POS System Business are 100% committed to making high-risk payment processing simple for Miami Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Businesses Say

Join thousands of local Company in Miami FL to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Miami Companies. our rates are merchant account rates, setup was extremely fast, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Perozo

Food Processing Plants CEO
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"our Abandoned Cart Recovery Toolsintegration with our Auto Repair Shop e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Food Trucks business."
AL

Vanessa Lopez

Footwear Manufacturing Owner
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Ready to Start Processing Payments?

Join thousands of local Miami Company that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

πŸ“ž Call (888) 325-0061 πŸ’° Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.