🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call +1 (323) 861-5223
Modern payment processing terminal with contactless payment

#1 Merchant Service Providers in Miami Fl

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Refund security, Fraud Detection Suite, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Flutterwave & EMV Card Reader for small business
top Payment gateway for Payoneer Near Me
Visa
Mastercard
American Express
Discover
BlueSnap | Clover
Google Pay | Klarna
NMI | PayPal
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Online Business Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Amerant Bank | Miami Fl

Does your Miami Corporations need Zelle, Mobile Payment Processing, Payment gateway, High-risk merchant, Prorated Billing, HSA Card, and Merchant Cash Advance renewal?

Find the Best Online Payment Processor near you.

💳

ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Travel Credit Card
  • EMV chip card support
  • Loyalty Program Integration
  • Real-time contactless payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

  • Fraud detection
  • Hosted Payment Page
  • Mobile-responsive checkout
  • Hosted Payment Page
  • Split payments
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Primer.io Miami professionals
  • Customer database
  • Driving Schools Apple Pay Vendors
  • Heartland Payment Systems for Miami PayPal Pro
  • Ranked Best Cloud POS custom Razorpay company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Void transaction
  • Convenience & Specialty Store POS for Miami Business
  • PCI DSS & Risk monitoring
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Prorated Billing Miami
  • Recurring ACH payments
  • Same-day processing
  • Risk management & SSL certificate tools

top-rated Payment Processor for Residential Construction in Miami

Best Rated Payment Processing Retailer to improve efficiency, prevent chargebacks & reduce fraud. Connect American Express Enterprise to get a merchant account in Miami FL

Best Miami Amortization Enterprises

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Drive-Thru POS
  • BitPay Payment gateway
  • Wireless POS Terminal with Inventory Management Software
  • Advanced SoFi reporting
  • POS Terminal with Next Day Funding
  • Menu Management & Miami Online Ordering Integration
  • High Risk Merchant Account Companies for Restaurants & Bars in Miami
Get High Risk Merchant Account

High Risk Merchant Account provider Miami

National Wide
+ $0.20 per transaction
  • Driving Schools Credit card processing| Dropshipping Services Point of Sale
  • Debit card processing for Miami Drywall & Insulation & Restaurant Company
  • Eco-Friendly Design Miami | Ecommerce & Products Sales System
  • EdTech Platforms POS | eLearning Marketplaces High Risk Merchant Account
  • PIN Debit Service for Electrical
  • Electrical Contractors Merchant Services services in Miami
  • Electrical Services Firm | Electric Vehicle Manufacturing in Miami
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Helcim or EMV Card Reader for Restaurant

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Firms

Discover Trusted Merchants in Miami to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as High-Ticket Sales & Multi-Level Marketing (MLM) to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

🔐

About Amerant Bank Payment

Amerant Bank, N.A., is the largest community bank headquartered in Florida and the main subsidiary of Amerant Bancorp Inc. (NYSE: AMTB), with a presence across South Florida and in Tampa, FL, and Houston, TX. For over 40 years, the Bank has developed strong community relationships, always adapting to our customers' lives and specific needs, in a dynamic and positive way. The Bank provides individuals and businesses with deposit and credit products, as well as wealth management services through its investment and trust subsidiaries, Amerant Investments, Inc. and Amerant Trust, N.A. Headquartered in Coral Gables, Amerant operates 24 banking centers – 17 in South Florida and 7 in Houston. Additionally, Amerant has an office in Tampa focused on commercial real estate lending, one of the organization’s key areas of expertise, along with other commercial and industrial, specialty finance and treasury management services. Twitter: @AmerantBank and @AmerantBankES (Spanish) Instagram: @AmerantBank Facebook: Amerant Bank

Frequently Asked Questions

Our Mobile Payment Processing Provider & POS System business are 100% committed to making high-risk payment processing simple for Miami Business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Merchant Providers Say

Join thousands of Fl who trust Merchant-Banks with our ACH Processing to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Miami Businesses. our rates are merchant account rates, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Garcia

Electronics Manufacturing CEO
★★★★★
"our Real-Time Shipping Calculationintegration with our SaaS e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Electronics Retail business."
AL

Felipe Lopez

Electronics Stores Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Companies that trust the Best Merchant Banks for Payment gateway in FL. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.