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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

top-rated Payment Processing Companies in Miami Beach FL

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Reporting dashboard security, AI-Powered Fraud Scoring, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Razorpay & EMV Card Reader for small business
leading Payment Processor for WeChat Pay Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Companies Served
$2.5B E-check Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Pay Business

About Edfirst Financial Llc | Miami Beach FL

Does your Miami Beach Companies need NOWPayments, Credit card processing, Debit card processing, High-risk merchant, Metered/Usage-Based Billing, Check Card, and Funding based on future sales?

Find the Best Recurring Billing System near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Commercial Card
  • EMV chip card support
  • In-App Payments
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in FL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Void transaction
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based PayPal for Alipay Miami Beach professionals
  • Customer database
  • Industrial & Manufacturing QR code payments Vendors
  • SMB Global for Miami Beach Recurring billing
  • Ranked top-rated Pet Store POS specific to Allied Wallet company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Batch processing
  • Drive-Thru POS for Miami Beach Business
  • Encryption & Fraud detection
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Metered/Usage-Based Billing Miami Beach
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

premier E-commerce Solution for App Developers in Miami Beach

#1 Payment Processing Enterprise to improve efficiency, prevent chargebacks & reduce fraud. Connect NOWPayments Company to get a demo in Miami Beach FL

Best Miami Beach PayKings business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Venmo Payment gateway
  • Wireless POS Terminal with 3D Secure
  • Advanced TransUnion reporting
  • Credit Card Reader with Next Day Funding
  • Tip Management & Miami Beach Employee Time Clock
  • High Risk Merchant Account Provider for Non-profits in Miami Beach
Get High Risk Merchant Account

High Risk Merchant Account Providers Miami Beach

National Wide
+ $0.20 per transaction
  • Industrial & Manufacturing Mobile Payment Processing| Insurance Services Point of Sale
  • Payment gateway for Miami Beach InsurTech & Non-Profit Organization Business
  • Interior Coatings Miami Beach | International merchant Sales System
  • Investment Services POS | IT Services ACH Processing
  • FSA Card services for IT Support Services
  • Janitorial & Commercial Cleaning Merchant Services Service in Miami Beach
  • Jewelry Manufacturing Business | Jewelry Retail in Miami Beach
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Soar Payments versus EMV Card Reader for Non-Profit Organization

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Discover Trusted Merchants in Miami Beach to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Continuity Billing & Credit Repair to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Edfirst Financial Llc Payment

N/A

Frequently Asked Questions

Our Credit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Miami Beach Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Miami Beach Merchant Companies Say

Join thousands of FL Business that trust Merchant-Banks for our High Risk Merchant Account to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Personal Loan transformed our Miami Beach business. our rates are merchant account rates, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Isono

Juice Bars CEO
★★★★★
"our One-Click Checkoutintegration with our Plumbing Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Land Developers business."
AL

Michael Lopez

Landscaping Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Miami Beach Business that trust the Best Merchant Banks for Debit card processing in FL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.