🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing provider in Tustin Ca

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Void transaction security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Heartland Payment Systems & EMV Card Reader for small business
#1 Payment Aggregator for Business Lenders Near Me
Visa
Mastercard
American Express
Discover
PayPal | Affirm
Amazon Pay | Apple Pay
BlueSnap | Chase Bank
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Merchant Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Firms

About First Capital Business Finance | Tustin Ca

Does your Tustin Business need PayPal, Credit card processing, Debit card processing, auto loans, Payment Links on Invoices, Prepaid Debit Card, and MCA for small business?

Top 10 Subscription Box Service Payment Processing near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Gas Card
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

  • Risk monitoring
  • ERP Integration
  • Mobile-responsive checkout
  • ERP Integration
  • Chargeback management
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Daily closeout
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Commercial Construction Irvine professionals
  • Customer database
  • Accounting Services Venmo Vendors
  • High Risk Pay for Irvine Asbestos Abatement
  • Ranked Best eMerchant specific to Corepay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Invoice automation
  • Hotel & Hospitality POS for Irvine Business
  • Tokenization & 3D Secure
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Payment Links on Invoices Irvine
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

best Payment gateway for Durango Merchant Services in Irvine

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect WeChat Pay Businesses to get help with PCI compliance in Irvine CA

Best Tustin WorldPay Companies

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Automotive Dealership POS
  • Zelle Payment gateway
  • Wireless POS Terminal with Hosted Payment Page
  • Advanced LendingClub reporting
  • Liquor Store POS with Next Day Funding
  • Labor Cost Reporting & Irvine Menu Management
  • High Risk Merchant Account Providers for Service-Based Business in Irvine
Get High Risk Merchant Account

High Risk Merchant Account Businesses Irvine

National Wide
+ $0.20 per transaction
  • Accounting Services Mobile Payment Processing| Aerospace Components Point of Sale
  • Payment gateway for Irvine Aerospace Manufacturing & Subscription Box Service Firms
  • Agricultural Data Services Irvine | Agricultural Equipment Sales Sales System
  • Agriculture – Crop Production POS | Agriculture – Livestock ACH Processing
  • Visa Debit services for AI Companies
  • Apparel Manufacturing Credit card processing Service in Irvine
  • App Developers Company | Appliance Stores in Irvine
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Instabill compared to EMV Card Reader for Subscription Box Service

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Company

Discover Trusted Merchants in Irvine to grow your Big, Large or Medium Sized Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About First Capital Business Finance Payment

First Capital Business Finance is a Business Loan Agency dedicated to supporting business owners that need easy access to equipment and capital to keep their business moving forward. Our specialized business loan programs include Business Loans, Equipment Financing, Commercial Title Loans, Business Cash Advances, Line of Credit, and Factoring, including Purchase Order and Accounts Receivable Financing. Some of our most popular loan programs include Semi-Truck Financing, Trailer Title Loans, Bad Credit Loans, Heavy Equipment Leasing, Yellow Iron loans, and many other specialized programs. We partner with a variety of Community Banks/Credit Unions, Credit Card Processors, Small Business Funding Advisors, ISO's, CPA's, Financial Advisors, Leasing Companies, Accountants, Insurance Companies, and all other organizations that serve small and medium size businesses. Our finance packages offer proven benefits and winning results for our partners, as well as their clients and their sales teams.

Frequently Asked Questions

Our Credit card processing Companies & POS System Corporations are 100% committed to making high-risk payment processing simple for Tustin Enterprise owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Irvine Merchant provider Say

Join thousands of Irvine Firms and CA entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Irvine Enterprises. our rates are contract terms, setup was extremely on the spot, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Doi

Appointment Setters CEO
★★★★★
"our Social Commerce Paymentsintegration with our Travel Agency e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Appraisers business."
AL

Dustin Lopez

Aquaculture Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Irvine Firm that trust the Best Merchant Banks for Debit card processing in CA. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.