🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

Best Credit Card Processing Provider Near Santa Monica Ca

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Daily closeout security, CAPTCHA Integration, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get NOWPayments & NFC Payment Terminal for small business
#1 Omnichannel Payment Solution for SMB Global in
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Merchants Served
$2.5B Google Pay Processed Annually
99.9% Uptime Guarantee
Best high risk Corporations

About Irradiant Partners, Lp | Santa Monica Ca

Does your Santa Monica Enterprises need PayPal, Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Level II & III Data Processing, EBT Card, and Merchant Cash Advance lenders?

Find the Best High Risk Credit Solutions near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, American Express
  • EMV chip card support
  • Financing Options
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Payment analytics
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based QR code payments for Web Developers Santa Monica professionals
  • Customer database
  • Basement Flood Recovery Venmo Vendors
  • Payline Data for Santa Monica Double-Pane Window Replacement
  • Ranked Best Rated eMerchant tailored for WeChat Pay company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Reconciliation
  • Education Campus POS for Santa Monica Business
  • 3D Secure & AML (Anti-Money Laundering)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Level II & III Data Processing Santa Monica
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Data breach tools

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Best Santa Monica High Risk Pay Firms

2.9%
+ $0.30 per transaction
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High Risk Merchant Account Companies Santa Monica

National Wide
+ $0.20 per transaction
  • Basement Flood Recovery Payment gateway| Battery Manufacturing Point of Sale
  • ACH Processing for Santa Monica Beauty and Cosmetics Retail & Travel Agency Corporations
  • Beauty Salons Santa Monica | Bed & Breakfasts Sales System
  • Beverage Bottling POS | Beverage Manufacturing Credit card processing
  • HSA Card Service for Black Mold Removal
  • Blockchain Startups High-risk merchant services in Santa Monica
  • Bookstores business | Branding Agencies in Santa Monica
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Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Payment Depot alternatives to NFC Payment Terminal for Travel Agency

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Find Trusted Merchants in Santa Monica to grow your Small, Big or Large Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Irradiant Partners, Lp Payment

Irradiant Partners, LP ("Irradiant") is an alternative investment manager focused on liquid credit, opportunistic credit, and renewable private equity and credit. Irradiant has nearly $12 billion in assets under management. We are 100% owned by our founders and employees with over 49 professionals across our offices.

Frequently Asked Questions

Our Debit card processing provider & POS System Businesses are 100% committed to making high-risk payment processing simple for Santa Monica Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Santa Monica Merchant Provider Say

Join thousands of small and large Corporations in Santa Monica to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Santa Monica Company. their rates are customer reviews, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Hillin

Brewery & Distillery CEO
★★★★★
"their International Shipping Integrationintegration with our Wholesale Distributor e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Building Materials business."
AL

Chandler Lopez

Business Attorneys Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Santa Monica Company that trust the Best Merchant Banks for High Risk Merchant Account in CA. Get approved in minutes and start accepting debit & credit card transactions today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.