๐ŸŽ‰ SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Payment Processing Companies in San Jose Ca

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Split payments security, Data Breach Insurance, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Primer.io & EMV Card Reader for small business
Best Mobile Payments Solution (mPOS) for eMerchantBroker Near Me
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation โ€ข Instant approval โ€ข Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Service Provider Served
$2.5B Buy Now Pay Later (BNPL) Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Enterprises

About Ohana Merchant Solutions | San Jose Ca

Does your San Jose Firms need Credit card processing, Credit card processing, Debit card processing, Peer-to-Peer Lending, Hosted Billing Pages, Check Card, and Stacking MCAs?

Top 10 Secure Payment Gateways near you.

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High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Purchasing Card (P-Card)
  • EMV chip card support
  • Donation Forms
  • Real-time mobile payments reporting
  • Chargeback protection
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Merchant Services in HI

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Cryptocurrency for Flutterwave Honolulu professionals
  • Customer database
  • Cybersecurity Debit card processing Vendors
  • Skrill for Honolulu Bathroom Exhaust Fan
  • Ranked Best Mobile POS (mPOS) specific to Grocery Stores company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Chargeback management
  • Fitness & Gym POS for Honolulu Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Hosted Billing Pages Honolulu
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

leading Omnichannel Payment Solution for High Risk Pay in Honolulu

Best Rated Payment Processing Startup to reduce fraud, streamline operations & enhance security. Connect High Risk Pay business to get a demo in Honolulu HI

Best San Jose Instabill Business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Grocery Store POS
  • Digital wallet Payment gateway
  • Wireless POS Terminal with QuickBooks Integration
  • Advanced Experian reporting
  • Receipt Printer with Next Day Funding
  • Recipe Management & Honolulu Reservation System Integration
  • High Risk Merchant Account Provider for Non-profits in Honolulu
Get High Risk Merchant Account

High Risk Merchant Account Providers Honolulu

National Wide
+ $0.20 per transaction
  • Cybersecurity Mobile Payment Processing| Data Brokers Point of Sale
  • Payment gateway for Honolulu Debt Collection Agencies & Property Management Enterprises
  • Decks & Patios Honolulu | Demolition Services Sales System
  • Dental Care POS | Dental Services ACH Processing
  • FSA Card services for Dentists
  • Department Store Working Capital Loans Service in Honolulu
  • Department Stores Businesses | Dermatologists in Honolulu
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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SMB Global versus EMV Card Reader for Property Management

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Discover Trusted Merchants in Honolulu to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Fantasy Sports & Firearms & Ammunition to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Ohana Merchant Solutions Payment

Since 2002, our industry professionals have established themselves as the premier consultants in credit card processing. We have been at the forefront of nearly every major industry; consulting and helping merchants like you scale your business. OUR MISSION OHANA -Hawaiian meaning for 'FAMILY': We pride ourselves in serving others in our communities above our own needs. We put the essential business needs of our clients at the forefront of our consulting strategy. Our goal is to become your trusted advisor. Through innovation and technology, we intend to make an immediate impact on your bottom line, help with streamlining your work flows and provide the right engagement platform for your customers. WHAT WE DO... Ohana Consultants are aimed at becoming your trusted advisor. We offer a full suite of products and services to help streamline your workflows. We help with your strategy for customer engagement, and we help keep working capital in your business. If you are a small/medium size business, that needs help with marketing or an overall understanding of how to "go to market" - Our consulting partner will help develop strategy that is tailored to your specific market. Our consulting partner will help develop a more meaningful engagement strategy to help increase visibility and touch points to your customers. If you are a small/medium size business, that needs help understanding the specific needs as to "why" you need a point of sale system in your business, or you simply are looking for a system that allows for more of a platform for consumer engagement, or how you can take control of data that matters to your business needs. Discover how, through POYNTรขย€ย™s engagement platform, to connect better with your customers and how to better offer a loyalty program that is custom to them.

Frequently Asked Questions

Our Credit card processing Businesses & POS System Company are 100% committed to making high-risk payment processing simple for San Jose Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Honolulu Merchant Companies Say

Join thousands of HI Enterprises that trust Merchant-Banks for our High Risk Merchant Account to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Honolulu Corporations. our rates are pricing models, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Leal

Digital Ad Buyers CEO
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"our One-Click Checkoutintegration with our Real Estate e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Digital Marketing business."
AL

Gil Lopez

Dispensary Owner
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Ready to Start Processing Payments?

Join thousands of local Honolulu Enterprise that trust the Best Merchant Banks for Debit card processing in HI. Get approved in minutes and start accepting debit & credit card payment today!

๐Ÿ“ž Call (888) 325-0061 ๐Ÿ’ฐ Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.