>
🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

top-rated Payment Processing Companies in Orange Ca

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Chargeback management security, 3D Secure Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Basis Theory & EMV Card Reader for small business
#1 Payment Processor for WeChat Pay Near Me
Visa
Mastercard
American Express
Discover
Clover | Klarna
NMI | PayPal
2Checkout | Affirm
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Merchant Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Pay Business

About Challenge Financial | Orange Ca

Does your Orange Companies need E-check, Credit card processing, Debit card processing, auto loans, Payment Links on Invoices, Check Card, and MCA for small business?

Find the Best High Risk Merchant Account near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Gas Card
  • EMV chip card support
  • IVR (Interactive Voice Response) Payments
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Omnichannel
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for Alipay Westminster professionals
  • Customer database
  • Residential Construction NOWPayments Vendors
  • BTCPay Server for Westminster Recurring billing
  • Ranked top-rated eMerchant specific to Allied Wallet company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Payment analytics
  • Education Campus POS for Westminster Business
  • Encryption & Fraud detection
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Payment Links on Invoices Westminster
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

best E-commerce Solution for App Developers in Westminster

#1 Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect Merchant X Company to get a demo in Westminster CA

Best Orange Mobile card reader business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Event & Ticketing POS
  • PayPal Payment gateway
  • Wireless POS Terminal with 3D Secure
  • Advanced TransUnion reporting
  • Liquor Store POS with Next Day Funding
  • Tip Management & Westminster Employee Time Clock
  • High Risk Merchant Account Provider for Non-profits in Westminster
Get High Risk Merchant Account

High Risk Merchant Account Providers Westminster

National Wide
+ $0.20 per transaction
  • Residential Construction Mobile Payment Processing| Restaurants Point of Sale
  • Payment gateway for Westminster Restaurants – Fast Casual & Non-Profit Organization Business
  • Restaurants – Fine Dining Westminster | Retail Sales System
  • Retail and Shopping POS | Retail Brands ACH Processing
  • FSA Card services for Retail store
  • Retaining Walls Credit card processing Service in Westminster
  • Roofing Business | Roofing Contractors in Westminster
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

CDGcommerce versus EMV Card Reader for Non-Profit Organization

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Businesses

Discover Trusted Merchants in Westminster to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

🔐

About Challenge Financial Payment

Challenge Financial Services is an indirect auto finance company serving markets through out the Southwest region. We purchase and service sub-prime auto loans originated by independent and franchise dealers. In operation since 1994, Challenge is a privately-held, family owned business with more the $80,000,000 is outstanding receivables under management. Challenge Financial's capital structure depends on a private pool of investment that secures our primary operating line of credit. The key to our success has been establishing close, long-term relationships with our dealers. By maintaining a full service local office in each market we serve, Challenge is able to deliver a superior level of service, convenience, and market focus to our dealers, and our customers.

Frequently Asked Questions

Our Credit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Orange Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Westminster Merchant Companies Say

Join thousands of CA Business that trust Merchant-Banks for our High Risk Merchant Account to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Westminster business. our rates are contract terms, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Dabbs

Roof Renovation CEO
★★★★★
"our One-Click Checkoutintegration with our Plumbing Services e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our SaaS Companies business."
AL

Heidi Lopez

Sales Training Companies Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Westminster Business that trust the Best Merchant Banks for Debit card processing in CA. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.