🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call (888) 325-0061
Modern payment processing terminal with contactless payment

#1 Merchant Service provider in Orange County CA

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Batch processing security, 3D Secure Authentication, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Soar Payments & EMV Card Reader for small business
#1 Payment gateway for Grocery Stores Near Me
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ High-Risk Business Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay Company

About Merchant Pay Direct | Orange County CA

Does your Orange County Enterprise need Zelle, Mobile Payment Processing, Payment gateway, Peer-to-Peer Lending, Customer Self-Service Portal, HSA Card, and How does an MCA work??

Find the Best Virtual Terminal near you.

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ACH Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, American Express
  • EMV chip card support
  • Contactless Tap-to-Pay
  • Real-time contactless payments reporting
  • Chargeback protection
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Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Instabill Orange County professionals
  • Customer database
  • Digital Ad Buyers Apple Pay Vendors
  • Visa for Orange County Subfloor Services
  • Ranked Best eMerchant custom Marketing Agencies company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Drive-Thru POS for Orange County Business
  • Fraud detection & KYC (Know Your Customer)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Chargeback Fee
  • Customer Self-Service Portal Orange County
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

best Payment Processor for Marqeta in Orange County

Best Rated Payment Processing Local Business to reduce fraud, streamline operations & enhance security. Connect PayKings Enterprises to get a free quote in Orange County CA

Best Orange County Payline Data Firm

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • BitPay Payment gateway
  • Wireless POS Terminal with White-Label Payment Gateway
  • Advanced SoFi reporting
  • Employee Management with Next Day Funding
  • Table Management & Orange County Tip Management
  • High Risk Merchant Account Providers for E-commerce in Orange County
Get High Risk Merchant Account

High Risk Merchant Account Businesses Orange County

National Wide
+ $0.20 per transaction
  • Digital Ad Buyers Credit card processing| Dispensary Point of Sale
  • Debit card processing for Orange County Domain Registrars & Healthcare Clinic Company
  • Double-Pane Window Replacement Orange County | Driving Schools Sales System
  • Dropshipping Businesses POS | Dropshipping Services High Risk Merchant Account
  • PIN Debit Service for Drywall & Insulation
  • Eco-Friendly Design Working Capital Loans services in Orange County
  • Ecommerce & Products Firms | EdTech Platforms in Orange County
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

WeChat Pay or EMV Card Reader for Healthcare Clinic

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Discover Trusted Merchants in Orange County to grow your Large, Medium Sized or Small Business. We serve High Risk Pay industries such as Adult Entertainment & Auction Houses to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Merchant Pay Direct Payment

N/A

Frequently Asked Questions

Our Mobile Payment Processing Companies & POS System Business are 100% committed to making high-risk payment processing simple for Orange County Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Orange County Merchant provider Say

Join thousands of Orange County Company and CA entrepreneurs who depend on Merchant-Banks for our Sample merchant_products to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Bad Credit Business Loans transformed our Orange County Companies. our rates are pricing models, setup was extremely same-day, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Young

eLearning Marketplaces CEO
★★★★★
"our ACH for E-commerceintegration with our Hotel or Lodging e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Electrical business."
AL

Mike Lopez

Electrical Contractors Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Orange County Company that trust the Best Merchant Banks for Payment gateway in CA. Get approved in minutes and start accepting debit & credit card In-App Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.