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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

#1 Credit Card Processing Companies Near Newport Beach Ca

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Rated Reconciliation security, CAPTCHA Integration, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Adyen & NFC Payment Terminal for small business
#1 E-commerce Solution for Instabill in
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
Get Free Quote Call (888) 325-0061
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Merchants Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
top-rated high risk Business

About Sterling Financial | Newport Beach Ca

Does your Newport Beach Companies need Cryptocurrency, Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Level II & III Data Processing, EBT Card, and Merchant Cash Advance lenders?

Find the Best ACH Payment Provider near you.

💳

Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, American Express
  • EMV chip card support
  • Financing Options
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in CA

Secure online payment processing for e-commerce and virtual transactions.

  • PCI DSS
  • 3D Secure
  • Mobile-responsive checkout
  • 3D Secure
  • Refund
📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Marqeta Irvine professionals
  • Customer database
  • Organic Farming Digital wallet Vendors
  • Allied Wallet for Irvine Painting
  • Ranked #1 eMerchant tailored for Medical Billing Services company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Split payments
  • Grocery Store POS for Irvine Business
  • SSL certificate & Tokenization
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Level II & III Data Processing Irvine
  • Recurring ACH payments
  • Same-day processing
  • Risk management & 3D Secure tools

best High Risk Merchant Account for Merchant X Near Irvine

Best Payment Processing Online Business to get paid faster, improve efficiency & increase sales. Discover Payment Depot Company to get a payment gateway in Irvine CA

Best Newport Beach Payment gateway business

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • E-check Payment gateway
  • EMV Card Reader with Address Verification System (AVS)
  • Advanced Capital One reporting
  • Loyalty Program Integration with Next Day Funding
  • Employee Time Clock & Irvine Handheld Ordering Devices
  • High Risk Pay Provider for Salons & Spas Near Irvine
Get High Risk Merchant Account

High Risk Merchant Account Providers Irvine

National Wide
+ $0.20 per transaction
  • Organic Farming Payment gateway| Outdoor Living Construction Point of Sale
  • ACH Processing for Irvine Overhead Garage Storage & Plumbing Services Business
  • Packaging & Labeling Irvine | Painting Sales System
  • Painting Services POS | Paper Products Credit card processing
  • HSA Card Service for Party Supply Rentals
  • Payday Lenders High-risk merchant services in Irvine
  • Personal Injury Lawyers Business | Personal Training in Irvine
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

American Express alternatives to NFC Payment Terminal for Plumbing Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Find Trusted Merchants in Irvine to grow your Small, Big or Large Business. We serve high risk industries such as Drop Shipping & E-Cigarettes & Vape to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Sterling Financial Payment

N/A

Frequently Asked Questions

Our Debit card processing Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Newport Beach Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Irvine Merchant Companies Say

Join thousands of CA Business that trust Merchant-Banks for their Mobile Payment Processing to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Irvine business. their rates are customer reviews, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Forman

Pest Control CEO
★★★★★
"their Shopping Cart Integrationintegration with our Property Management e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Pet Retail business."
AL

Graham Lopez

Pet Supplies Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Irvine Business that trust the Best Merchant Banks for High Risk Merchant Account in CA. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.