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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Provider Near Phoenix Az

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Omnichannel security, Point-to-Point Encryption (P2PE), and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Chase Paymentech & NFC Payment Terminal for small business
Best Payment Aggregator for Soar Payments in
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
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Free Quote

Get Your Custom Rate

No obligation β€’ Instant approval β€’ Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ High Risk Merchant Account Served
$2.5B Credit card processing Processed Annually
99.9% Uptime Guarantee
Best high risk Companies

About Water Infrastructure Finance Authority Of Arizona | Phoenix Az

Does your Phoenix Company need Debit card processing, Payment gateway, ACH Processing, Personal Loan, Subscription Management, Bank Card, and MCA alternatives?

Top 10 Subscription Billing Platforms near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Purchasing Card (P-Card)
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in AZ

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Recurring billing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Digital wallet for WeChat Pay Phoenix professionals
  • Customer database
  • Trucking E-check Vendors
  • Corepay for Phoenix High Risk Pay
  • Ranked Best Rated Mobile POS (mPOS) for my Adyen company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Refund
  • Cloud POS for Phoenix Business
  • KYC (Know Your Customer) & PCI DSS
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Subscription Management Phoenix
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Risk monitoring tools

leading Payment gateway for Alipay Near Phoenix

#1 Payment Processing Merchant to simplify payments, enhance security & get paid faster. Discover Merchant X Corporations to get a high-risk account in Phoenix AZ

Best Phoenix Mobile card reader Enterprise

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • Google Pay Payment gateway
  • EMV Card Reader with Software Development Kits (SDKs)
  • Advanced LendingClub reporting
  • Food Truck POS with Next Day Funding
  • Split Checks & Phoenix Table Management
  • High Risk Pay Businesses for Property Management Near Phoenix
Get High Risk Merchant Account

High Risk Merchant Account Companies Phoenix

National Wide
+ $0.20 per transaction
  • Trucking Debit card processing| Vacation Property Investors Point of Sale
  • High Risk Merchant Account for Phoenix Vacation Rentals (Airbnb Hosts) & Hotel or Lodging Companies
  • Vape Shop Phoenix | Vape & Smoke Shops Sales System
  • Ventilation Upgrades POS | Vertical Space Optimization Mobile Payment Processing
  • Check Card services for Video Doorbell Installation
  • Virtual Assistants auto loans Service in Phoenix
  • Voice-Controlled Scene Setup Enterprises | Wall Removal w/ Beam Support in Phoenix
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Durango Merchant Services compared to NFC Payment Terminal for Hotel or Lodging

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Firm

Find Trusted Merchants in Phoenix to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Water Infrastructure Finance Authority Of Arizona Payment

The Water Infrastructure Finance Authority (WIFA) is ArizonaҀ™s #CWSRF and #DWSRF administrator, offering financial and technical assistance for AZҀ™s water infrastructure projects. Our mission is to improve and maintain water quality for all Arizonans, and we believe everyone should be able to provide safe and reliable water resources. We offer low-interest loans, subsidies, forgivable principal, and TA funding. Our rates are always below-market, and over the last 30 years, weҀ™ve invested over $2 billion in Arizona for water infrastructure improvements.

Frequently Asked Questions

Our Payment gateway provider & POS System Firms are 100% committed to making high-risk payment processing simple for Phoenix business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Phoenix Merchant Provider Say

Join thousands of small and large Companies in Phoenix to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Credit card processing transformed our Phoenix Business. their rates are Square vs. Stripe, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Corral

Water Damage Repair CEO
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"their Payouts for Marketplacesintegration with our HVAC Services e-commerce platform was seamless. In fact, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
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"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Water Heating Systems business."
AL

Garrett Lopez

Water Leak Detectors Owner
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Ready to Start Processing Payments?

Join thousands of local Phoenix Businesses that trust the Best Merchant Banks for ACH Processing in AZ. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

πŸ“ž Call (888) 325-0061 πŸ’° Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.