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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing Companies Near Phoenix Az

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the top-rated Reconciliation security, Dispute Resolution, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Soar Payments & NFC Payment Terminal for small business
leading High Risk Merchant Account for Marketing Agencies in
Visa
Mastercard
American Express
Discover
NMI | 2Checkout
Affirm | Amazon Pay
Apple Pay | BlueSnap
ACH/eCheck
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Restaurant Served
$2.5B Debit card processing Processed Annually
99.9% Uptime Guarantee
#1 high risk Business

About Obs Financial Services | Phoenix Az

Does your Phoenix Companies need E-check, Payment gateway, ACH Processing, Merchant account, Installment Plans, Bank Card, and No collateral business funding?

Top 10 Secure Checkout Providers near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Discover, Visa, American Express, Commercial Card
  • EMV chip card support
  • Dynamic Currency Conversion
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in IL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reporting dashboard
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Google Pay for Medical Billing Services Chicago professionals
  • Customer database
  • Smoke Shop NOWPayments Vendors
  • Visa for Chicago Framing
  • Ranked Best Pet Store POS for my Merchant X company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Split payments
  • Grocery Store POS for Chicago Business
  • Encryption & Fraud detection
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Installment Plans Chicago
  • Recurring ACH payments
  • Same-day processing
  • Risk management & KYC (Know Your Customer) tools

premier High-Risk Processor for PayKings Near Chicago

Best Rated Payment Processing Service Provider to increase sales, reduce fraud & simplify payments. Discover Durango Merchant Services Company to get a demo in Chicago IL

Best Phoenix Easy Pay Direct business

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Hotel & Hospitality POS
  • PayPal Payment gateway
  • EMV Card Reader with Card Verification Value (CVV) Check
  • Advanced Chase reporting
  • Purchase Order Management with Next Day Funding
  • Handheld Ordering Devices & Chicago Ingredient-Level Inventory
  • High Risk Pay Provider for B2B & Wholesale Near Chicago
Get High Risk Merchant Account

High Risk Merchant Account Providers Chicago

National Wide
+ $0.20 per transaction
  • Smoke Shop Debit card processing| Software Resellers Point of Sale
  • High Risk Merchant Account for Chicago Soil & Fertilizer Production & Auto Repair Shop Business
  • Solar Industry Chicago | Solar Panel Installation Sales System
  • Spa Services POS | Specialty Food Retail Mobile Payment Processing
  • Check Card services for Specialty Retailer
  • Sporting Goods Peer-to-Peer Lending Service in Chicago
  • Sporting Goods Stores Business | Storage in Chicago
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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WeChat Pay compared to NFC Payment Terminal for Auto Repair Shop

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Businesses

Find Trusted Merchants in Chicago to grow your Big, Large or Medium Sized Business. We serve high risk industries such as Firearms & Ammunition & FOREX Trading to scale your startup, expand your enterprise, support your local business, and strengthen your payment infrastructure.

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About Obs Financial Services Payment

N/A

Frequently Asked Questions

Our Payment gateway Businesses & POS System Companies are 100% committed to making high-risk payment processing simple for Phoenix Company owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Chicago Merchant Companies Say

Join thousands of IL Business that trust Merchant-Banks for their Credit card processing to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Working Capital Loans transformed our Chicago business. their rates are payment gateway features, setup was Incredibly on the spot, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Luce

Storage Facilities CEO
★★★★★
"their A/B Testing for Checkoutintegration with our Bar or Nightclub e-commerce platform was seamless. As a result, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Structural Stability business."
AL

Allison Lopez

Structural Systems Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Chicago Business that trust the Best Merchant Banks for ACH Processing in IL. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.