🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call +1 (323) 861-5223
Modern payment processing terminal with contactless payment

#1 Payment Processing Providers in Homewood Al

Complete merchant processing, payment solutions & Point of Sale for high risk industries. Coupled with the Best Rated Refund security, PCI Validation, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Easy Pay Direct & EMV Card Reader for small business
best Mobile Payments Solution (mPOS) for App Developers Near Me
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Merchant Served
$2.5B QR code payments Processed Annually
99.9% Uptime Guarantee
#1 High Risk Pay business

About Tios Capital, | Homewood Al

Does your Homewood Businesses need Zelle, Credit card processing, Debit card processing, auto loans, Detailed Billing Reports, Check Card, and MCA for small business?

Top 10 Providers for Small Business near you.

💳

High Risk Merchant Account

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Business Credit Card
  • EMV chip card support
  • Customer Vault
  • Real-time mobile payments reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Dropshipping POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Virtual terminal
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based ACH for Business Lenders Birmingham professionals
  • Customer database
  • Dental Care Apple Pay Vendors
  • Finix for Birmingham Settlement
  • Ranked Best Event & Ticketing POS specific to Commercial Brokers company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Void transaction
  • Automotive Dealership POS for Birmingham Business
  • AML (Anti-Money Laundering) & Data breach
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & merchant fees
  • Detailed Billing Reports Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

Best Omnichannel Payment Solution for Commercial Construction in Birmingham

Best Rated Payment Processing Non-Profit Organization to enhance security, grow your business & improve efficiency. Connect National Processing Companies to get the best rates in Birmingham AL

Best Homewood NFC (Near Field Communication) Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • BitPay Payment gateway
  • Wireless POS Terminal with Click-to-Pay
  • Advanced Experian reporting
  • Liquor Store POS with Next Day Funding
  • Kitchen Display System (KDS) & Birmingham Kitchen Printer
  • High Risk Merchant Account Companies for Transportation Services in Birmingham
Get High Risk Merchant Account

High Risk Merchant Account provider Birmingham

National Wide
+ $0.20 per transaction
  • Dental Care Mobile Payment Processing| Dentists Point of Sale
  • Payment gateway for Birmingham Department Store & Fitness Center or Gym business
  • Department Stores Birmingham | Dermatologists Sales System
  • Digital Ad Buyers POS | Digital Marketing ACH Processing
  • FSA Card services for Dispensary
  • Domain Registrars Credit card processing Service in Birmingham
  • Double-Pane Window Replacement Company | Driving Schools in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

Fiserv versus EMV Card Reader for Fitness Center or Gym

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Corporations

Discover Trusted Merchants in Birmingham to grow your Medium Sized, Small or Big Business. We serve High Risk Pay industries such as Online Gaming & Gambling & Pawn Shops to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

🔐

About Tios Capital, Payment

Tios Capital is a proprietary trading firm founded in 2012 with offices in Birmingham, Alabama and Alexandria, Virginia. We bring a rigorous quantitative approach, supported by scalable technologies, to our investment decisions across a variety of wholesale power markets, including CAISO, ERCOT, MISO, SPP, and PJM. Our success requires specialized expertise in quantitative analytics, technology development, and a deep knowledge of market fundamentals. We are specialized, but not siloed. Our culture is marked by humility, resilience, balance, and a collaborative approach that promotes teamwork, cross-functional learning and the sharing of ideas. Over the last decade, our core commitment to continuous improvement has produced a robust tech platform, expanding trading profits, and a flourishing team environment.

Frequently Asked Questions

Our Credit card processing Provider & POS System Enterprise are 100% committed to making high-risk payment processing simple for Homewood Enterprises owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Providers Say

Join thousands of Al who trust Merchant-Banks with our High Risk Merchant Account to merchant accounts payment processing needs.

Happy business owners and satisfied customers
"Their Merchant account transformed our Birmingham Firm. our rates are contract terms, setup was extremely within 24 hours, and your team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Cashmore

Dropshipping Businesses CEO
★★★★★
"our Tax Automationintegration with our General Contractor e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is fast, protected, and our consumers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Dropshipping Services business."
AL

Jennifer Lopez

Drywall & Insulation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Firms that trust the Best Merchant Banks for Debit card processing in AL. Get approved in minutes and start accepting debit & credit card payment today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.