🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best High Risk Merchant Processing provider Near Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Split payments security, Dispute Resolution, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Fiserv & NFC Payment Terminal for small business
leading Mobile Payments Solution (mPOS) for App Developers in
Visa
Mastercard
American Express
Discover
Apple Pay | Chase Bank
Clover | Google Pay
Klarna | NMI
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Businesses Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best high risk Companies

About Southeastern Commercial Finance | Birmingham Al

Does your Birmingham Company need Buy Now Pay Later (BNPL), Payment gateway, ACH Processing, Bad Credit Business Loans, Subscription Management, Mastercard Debit, and Daily repayment MCA?

Top 10 Secure Payment Gateways near you.

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Credit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Commercial Card
  • EMV chip card support
  • Pay-at-the-Table
  • Real-time In-App Payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Event & Ticketing POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for Business Lenders Birmingham professionals
  • Customer database
  • Water Management Credit card processing Vendors
  • Global Payments for Birmingham Emergency Dry-Out
  • Ranked Best Rated Pet Store POS for my Commercial Brokers company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Chargeback management
  • Cloud POS for Birmingham Business
  • Tokenization & 3D Secure
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Early Termination Fee (ETF)
  • Subscription Management Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & AML (Anti-Money Laundering) tools

premier Omnichannel Payment Solution for Commercial Construction Near Birmingham

#1 Payment Processing Companies to get paid faster, improve efficiency & increase sales. Discover Primer.io Corporations to get help with PCI compliance in Birmingham AL

Best Birmingham Razorpay Enterprise

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Convenience & Specialty Store POS
  • Cryptocurrency Payment gateway
  • EMV Card Reader with Click-to-Pay
  • Advanced Experian reporting
  • Barcode Scanning with Next Day Funding
  • Kitchen Display System (KDS) & Birmingham Kitchen Printer
  • High Risk Pay Providers for Government & Municipalities Near Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Businesses Birmingham

National Wide
+ $0.20 per transaction
  • Water Management Debit card processing| Web Developers Point of Sale
  • High Risk Merchant Account for Birmingham Web Development & Financial Services Companies
  • Wedding Planners Birmingham | Weight Loss Clinics Sales System
  • White Label SaaS Vendors POS | Whole-Home Automation Mobile Payment Processing
  • Prepaid Debit Card services for Windows & Doors
  • Xeriscape Conversion High-risk merchant Service in Birmingham
  • Yoga Studios Enterprises | Accounting Services in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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Heartland Payment Systems versus NFC Payment Terminal for Financial Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Firm

Find Trusted Merchants in Birmingham to grow your Medium Sized, Small or Big Business. We serve high risk industries such as Firearms & Ammunition & FOREX Trading to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

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About Southeastern Commercial Finance Payment

Renasant Corporation is the parent of Renasant Bank, a 119-year-old financial services institution. Renasant has assets of approximately $17.4 billion and operates 195 banking, lending, mortgage, wealth management and insurance offices throughout the Southeast as well as offering factoring and asset-based lending on a nationwide basis. RENASANT BANK IS AN EQUAL OPPORTUNITY EMPLOYER. To review all job openings and to apply, please visit Renasantbank.com -> Careers

Frequently Asked Questions

Our Payment gateway Companies & POS System Firms are 100% committed to making high-risk payment processing simple for Birmingham business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant provider Say

Join thousands of Birmingham Companies and AL entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to POS systems payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Birmingham Business. their rates are customer reviews, setup was Incredibly within 24 hours, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Mwangi

Additive Manufacturing CEO
★★★★★
"their Headless Commerce Payment Integrationintegration with our Financial Services e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is quick, reliable, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Aerospace Components business."
AL

Anne Lopez

Aerospace Manufacturing Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Businesses that trust the Best Merchant Banks for ACH Processing in AL. Get approved in minutes and start accepting debit & credit card In-Person Payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.