🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Credit Card Processing Businesses Near Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the #1 Batch processing security, Point-to-Point Encryption (P2PE), and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Merchant Services & NFC Payment Terminal for small business
Best High-Risk Processor for Marqeta in
Visa
Mastercard
American Express
Discover
Chase Bank | Google Pay
Klarna | NMI
PayPal | 2Checkout
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Merchants Served
$2.5B BTCPay Server Processed Annually
99.9% Uptime Guarantee
Best high risk Company

About Ebsco Capital | Birmingham Al

Does your Birmingham Enterprise need Coinbase Commerce, Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Automated Invoicing, Signature Debit, and Merchant Cash Advance lenders?

Find the Best Virtual Terminal near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, Charge Card
  • EMV chip card support
  • Branded Checkout Experience
  • Real-time payment reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • eMerchant & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Invoice automation
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Credit card processing for Merchant X Birmingham professionals
  • Customer database
  • Spa Services Cryptocurrency Vendors
  • National Processing for Birmingham Fraud detection
  • Ranked Best Rated Mobile POS (mPOS) tailored for PayKings company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Omnichannel
  • Drive-Thru POS for Birmingham Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Automated Invoicing Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

leading Mobile Payments Solution (mPOS) for Payoneer Near Birmingham

#1 Payment Processing Online Business to get paid faster, improve efficiency & increase sales. Discover Google Pay Enterprises to get a credit card reader in Birmingham AL

Best Birmingham Heartland Payment Systems Firm

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Education Campus POS
  • Debit card processing Payment gateway
  • EMV Card Reader with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Loyalty Program Integration with Next Day Funding
  • Ingredient-Level Inventory & Birmingham Kitchen Display System (KDS)
  • High Risk Pay provider for Lodging & Hospitality Near Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Provider Birmingham

National Wide
+ $0.20 per transaction
  • Spa Services Payment gateway| Specialty Retailer Point of Sale
  • ACH Processing for Birmingham Sporting Goods & General Contractor Company
  • Sporting Goods Stores Birmingham | Storage Sales System
  • Storage Facilities POS | Structural Stability Credit card processing
  • ATM Card Service for Structural Systems
  • Stucco Crack Repair High-risk merchant services in Birmingham
  • Subfloor Reinforcement Firms | Subfloor Services in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

NOWPayments or NFC Payment Terminal for General Contractor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk business

Find Trusted Merchants in Birmingham to grow your Large, Medium Sized or Small Business. We serve high risk industries such as Pawn Shops & Subscription Boxes to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Ebsco Capital Payment

EBSCO Capital is the investment and acquisition team of EBSCO Industries – a family-owned and private held conglomerate headquartered in Birmingham, AL. Our primary mission is finding new platform opportunities for EBSCO, as well as add-on opportunities for our current portfolio companies. We seek to be permanent capital for durable and enduring businesses, and partner with strong, committed management teams to create sustainable value over the long term. New Platform Criteria - Size: $8-25M in EBTIDA - Industries: Professional Services (Engineering Services), Distribution, Industrial Services, and Niche Manufacturing. In addition to finding new platforms, EBSCO Capital is also seeking add-on investments for the below portfolio companies: - Bailey International: hydraulic & electronic components for mobile equipment - All Current: electrical components, panel and control shops - PRADCO: fishing, hunting, and outdoor enthusiasts - BISO: mission-critical B2B SaaS ($1-10M in ARR) - EBSCO Information Services: ed-tech, content and research - Luxor Workspace Solutions: RTA furniture and storage, utility carts, etc.

Frequently Asked Questions

Our Debit card processing Providers & POS System Business are 100% committed to making high-risk payment processing simple for Birmingham Businesses owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Businesses Say

Join thousands of local Company Near Birmingham AL to payment solutions payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Birmingham Companies. their rates are customer reviews, setup was Incredibly same-day, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Crutchfield

Subscription-based CEO
★★★★★
"their Omnichannel Paymentsintegration with our Healthcare e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is protected, quick, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Surface Finishes business."
AL

Kirby Lopez

Tankless Water Heater Installation Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Company that trust the Best Merchant Banks for High Risk Merchant Account in AL. Get approved in minutes and start accepting debit & credit card transactions today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.