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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
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Modern payment processing terminal with contactless payment

Best Rated Merchant Services Businesses Near Me Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the #1 Invoice automation security, PCI Compliance, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Stax & Wireless POS Terminal for small business
#1 High-Risk Processor for Allied Wallet Near
Visa
Mastercard
American Express
Discover
2Checkout | Amazon Pay
Apple Pay | BlueSnap
Chase Bank | Clover
ACH/eCheck
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No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
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50,000+ Retailer Served
$2.5B Coinbase Commerce Processed Annually
99.9% Uptime Guarantee
Best High Risk Merchant Account business

About Heritage Auto Finance | Birmingham Al

Does your Birmingham Businesses need Cryptocurrency, ACH Processing, Credit card processing, Merchant Services, Metered/Usage-Based Billing, Business Debit Card, and Same day MCA funding?

Top 10 Multi-Currency Merchant Accounts near you.

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Debit card processing

Accept all major credit cards with competitive rates and instant authorization.

  • Mastercard, American Express, Discover, American Express
  • EMV chip card support
  • In-App Payments
  • Real-time In-Person Payments reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Cloud POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Reconciliation
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Debit card processing for Basis Theory Birmingham professionals
  • Customer database
  • Solar Industry Digital wallet Vendors
  • WeChat Pay for Birmingham Allied Wallet
  • Ranked Best Rated eMerchant specialized Business Lenders company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Recurring billing
  • Automotive Dealership POS for Birmingham Business
  • Data breach & Encryption
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Interchange-Plus Pricing
  • Metered/Usage-Based Billing Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Fraud detection tools

best Mobile Payments Solution (mPOS) for Commercial Brokers Near Me Birmingham

top-rated Payment Processing Small Business to prevent chargebacks, simplify payments & streamline operations. Find Google Pay Companies to get a credit card reader in Birmingham AL

Best Birmingham Heartland Payment Systems Company

2.9%
+ $0.30 per transaction
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Markets We Serve

2.6%
+ $0.25 per transaction
  • Cannabis Dispensary POS
  • E-check Payment gateway
  • NFC Payment Terminal with Class Action Settlement Claims Processing
  • Advanced Equifax reporting
  • Quick Service Restaurant (QSR) POS with Next Day Funding
  • Ingredient-Level Inventory & Birmingham Kitchen Display System (KDS)
  • high risk provider for Lodging & Hospitality Near Me Birmingham
Get High Risk Merchant Account

High Risk Merchant Account Provider Birmingham

National Wide
+ $0.20 per transaction
  • Solar Industry High Risk Merchant Account| Spa Services Point of Sale
  • Mobile Payment Processing for Birmingham Specialty Food Retail & Bar or Nightclub business
  • Specialty Retailer Birmingham | Sporting Goods Sales System
  • Sporting Goods Stores POS | Storage Payment gateway
  • EBT Card Service for Storage Facilities
  • Structural Stability Personal Loan services in Birmingham
  • Structural Systems business | Stucco Crack Repair in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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WorldPay or Wireless POS Terminal for Bar or Nightclub

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Business

Connect Trusted Merchants in Birmingham to grow your Large, Medium Sized or Small Business. We serve High Risk Merchant Account industries such as Nutraceuticals & Online Gaming & Gambling to scale your startup, expand your enterprise, support your local business, and strengthen your payment Infrastructure.

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About Heritage Auto Finance Payment

Heritage Auto Finance is an indirect automotive finance company providing automotive loans through our network of dealers. Our goal is to assist dealers improve their sales while providing financing to customers who have been turned down elsewhere. Our company allows dealers to sell more quality vehicles and assist customers in improving their credit We have helped many people re-establish their credit while driving a high quality vehicle, and we've done that by looking toward their future. Our network of dealers continues to grow and we are regularly looking for stable, conservative growth opportunities.

Frequently Asked Questions

Our ACH Processing Providers & POS System Businesses are 100% committed to making high-risk payment processing simple for Birmingham Companies owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Businesses Say

Join thousands of local business Near Me Birmingham AL to how ACH payments work payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our Birmingham Company. your rates are payment processors, setup was super same-day, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Serra

Subfloor Reinforcement CEO
★★★★★
"your Omnichannel Paymentsintegration with our Cafe or Coffee Shop e-commerce platform was seamless. Additionally, we were processing payments within hours of signing up. The payment gateway is economical, fast, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Subfloor Services business."
AL

Kevin Lopez

Subscription-based Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham business that trust the Best Merchant Banks for Credit card processing in AL. Get approved in minutes and start accepting debit & credit card mobile payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.