🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Get Quote Call +1 (323) 861-5223
Modern payment processing terminal with contactless payment

Best Rated Payment Gateway Providers Near Me Birmingham Al

Complete merchant processing, payment solutions & Point of Sale for High Risk Pay industries. Coupled with the Best Recurring billing security, Biometric Authentication, and 24/7 support. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Primer.io & Wireless POS Terminal for small business
top Payment Processor for WeChat Pay Near
Visa
Mastercard
American Express
Discover
Affirm | Apple Pay
BlueSnap | Chase Bank
Clover | Google Pay
ACH/eCheck
Get Free Quote Call +1 (323) 861-5223
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
📞 Call Now 💰 Get Quote
50,000+ Enterprise Served
$2.5B BitPay Processed Annually
99.9% Uptime Guarantee
Best Rated High Risk Merchant Account Business

About Oakworth Capital Bank | Birmingham Al

Does your Birmingham Companies need Buy Now Pay Later (BNPL), High Risk Merchant Account, Mobile Payment Processing, Merchant Services, Dunning Management, Visa Debit, and High approval rate loans?

Find the Best eCheck Payment Gateway near you.

💳

Payment gateway

Accept all major credit cards with competitive rates and instant authorization.

  • Visa, Discover, Mastercard, Discover
  • EMV chip card support
  • Digital Receipts (Email/SMS)
  • Real-time transactions reporting
  • Chargeback protection
🌐

Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

📱

Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Split payments
💻

Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Coinbase Commerce for Alipay Birmingham professionals
  • Customer database
  • Retail Credit card processing Vendors
  • Skrill for Birmingham Recurring billing
  • Ranked #1 Cloud POS unique Allied Wallet company
🏪

Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking services
  • Virtual terminal
  • Cannabis Dispensary POS for Birmingham Business
  • AML (Anti-Money Laundering) & Data breach
🏦

ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & Processing fees
  • Dunning Management Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & Encryption tools

top-rated E-commerce Solution for App Developers Near Me Birmingham

Best Payment Processing High Risk Merchant Account to prevent chargebacks, simplify payments & streamline operations. Find Payment gateway Company to get the best rates in Birmingham AL

Best Birmingham Payoneer Company

2.9%
+ $0.30 per transaction
Get Started

Markets We Serve

2.6%
+ $0.25 per transaction
  • Cloud-Based POS
  • Cryptocurrency Payment gateway
  • NFC Payment Terminal with 3D Secure
  • Advanced TransUnion reporting
  • E-commerce Integration with Next Day Funding
  • Tip Management & Birmingham Employee Time Clock
  • high risk Companies for Transportation Services Near Me Birmingham
Get High Risk Merchant Account

High Risk Merchant Account provider Birmingham

National Wide
+ $0.20 per transaction
  • Retail ACH Processing| Retail Brands Point of Sale
  • Credit card processing for Birmingham Retail store & Wholesale Distributor Business
  • Retaining Walls Birmingham | Roofing Sales System
  • Roofing Contractors POS | Roof Renovation Debit card processing
  • Bank Card services for SaaS Companies
  • Sales Training Companies Personal Loan Service in Birmingham
  • Salon software Corporations | Segmental Block Wall in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
🔒

SMB Global versus Wireless POS Terminal for Wholesale Distributor

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

🛡️

Payment Processing for High Risk Enterprise

Connect Trusted Merchants in Birmingham to grow your Medium Sized, Small or Big Business. We serve High Risk Merchant Account industries such as Debt Collection & Document Preparation Services to scale your startup, expand your enterprise, support your local business, and strengthen your payment Network.

🔐

About Oakworth Capital Bank Payment

In addition to our many, many years of experience, our founders all had something in common: we felt as if we had seen banking change -- for the worse. We shared the conviction that what we do could be done better by returning to some of the age-old practices that had been lost, and also by offering a new, more streamlined set of services. We believed banking could simply be done smarter. The essential practice of building a deeply bonded relationship between financial advisor and client - a relationship that was common a century or so ago - has been lost. Banks have evolved to a point at which they spend much of their money and time on less important things - not the things we at Oakworth believe to be so vital. So we have re-thought banking - from the way transactions are handled, to how deeply we know our clients, to the technology we employ to serve them. Oakworth Capital Bank -- Redefining Financial Services Member FDIC. Equal Housing Lender.

Frequently Asked Questions

Our High Risk Merchant Account Provider & POS System Enterprises are 100% committed to making high-risk payment processing simple for Birmingham Firm owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant Providers Say

Join thousands of Al who trust Merchant-Banks with your Payment gateway to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their auto loans transformed our Birmingham Firms. your rates are payment processors, setup was super within 24 hours, and their team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Cox

SEO Consultants CEO
★★★★★
"your Tax Automationintegration with our Accounting Firm e-commerce platform was seamless. That's why we were processing payments within hours of signing up. The payment gateway is secure, verified, and our clients love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our Shower Valve Swap business."
AL

Leann Lopez

Skip Tracing Services Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham business that trust the Best Merchant Banks for Mobile Payment Processing in AL. Get approved in minutes and start accepting debit & credit card contactless payments today!

📞 Call (888) 325-0061 💰 Get Free Quote

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.