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🎉 SPECIAL OFFER: Save 50% on setup fees for new accounts this month! Contact us today!
Modern payment processing terminal with contactless payment

#1 Credit Card Processing provider Near Birmingham AL

Complete merchant processing, payment solutions & Point of Sale for High Risk Merchant Account industries. Coupled with the Best Rated Split payments security, Tokenization, and 24/7 availability. Get approved in minutes and start accepting payments today.

2.49% Processing Rate
Competitive transparent pricing
Next Day Funding
Fast access to your money
Get Mastercard & NFC Payment Terminal for small business
top E-commerce Solution for Corepay in
Visa
Mastercard
American Express
Discover
Klarna | PayPal
2Checkout | Affirm
Amazon Pay | Apple Pay
ACH/eCheck
Free Quote

Get Your Custom Rate

No obligation • Instant approval • Setup in 24 hours

What's Included:

Free Payment Gateway
Virtual Terminal
Mobile Card Reader
PCI Compliance
Fraud Protection
24/7 Support
Call for Instant Quote
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50,000+ Merchants Served
$2.5B Venmo Processed Annually
99.9% Uptime Guarantee
top-rated high risk Businesses

About Bb&Tsales Finance | Birmingham AL

Does your Birmingham Company need ACH, Debit card processing, High Risk Merchant Account, Bad Credit Business Loans, Level II & III Data Processing, EBT Card, and Merchant Cash Advance lenders?

Find the Best Mobile Wallet Provider near you.

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Mobile Payment Processing

Accept all major credit cards with competitive rates and instant authorization.

  • American Express, Mastercard, Visa, Travel Credit Card
  • EMV chip card support
  • Financing Options
  • Real-time payment reporting
  • Chargeback protection
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Merchant Services in AL

Secure online payment processing for e-commerce and virtual transactions.

  • Data breach
  • Mobile Payment App
  • Mobile-responsive checkout
  • Mobile Payment App
  • Void transaction
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Mobile Processing

Accept payments anywhere with our mobile card readers and apps.

  • Pet Store POS & mobile card reader
  • iOS & Android apps
  • Offline transaction capability
  • Digital receipt delivery
  • Batch processing
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Virtual Terminal

Process phone and mail orders through our secure web-based terminal.

  • Browser-based Apple Pay for Easy Pay Direct Birmingham professionals
  • Customer database
  • Police Departments BitPay Vendors
  • Merchant X for Birmingham Merchant Services
  • Ranked #1 Cloud POS tailored for eMerchantBroker company
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Point of Sale

Complete POS systems for retail and restaurant businesses.

  • Touch screen terminals
  • Inventory tracking Service
  • Chargeback management
  • Fitness & Gym POS for Birmingham Business
  • Fraud detection & KYC (Know Your Customer)
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ACH Processing

Electronic check processing and bank transfers with lower fees.

  • Lower processing fees & payment processing fee
  • Level II & III Data Processing Birmingham
  • Recurring ACH payments
  • Same-day processing
  • Risk management & PCI DSS tools

top-rated High Risk Merchant Account for Finix Near Birmingham

Best Payment Processing Online Business to get paid faster, improve efficiency & increase sales. Discover Instabill business to get a free quote in Birmingham AL

Best Birmingham Marqeta Business

2.9%
+ $0.30 per transaction
Get Started

High Risk Merchant Account Businesses Birmingham

National Wide
+ $0.20 per transaction
  • Police Departments Payment gateway| Polyurea Coating Application Point of Sale
  • ACH Processing for Birmingham Pool Services & Plumbing Services Businesses
  • Prefab Buildings Birmingham | Print-on-Demand Sales System
  • Print Shops POS | Probate Services Credit card processing
  • HSA Card Service for Professional Training
  • Property Enhancements High-risk merchant services in Birmingham
  • Property Inspection Businesses | Property Management in Birmingham
Contact Sales

Bank-Level Security

Your customers' data is protected with the highest security standards in the industry.

Cybersecurity and data protection visualization
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National Processing alternatives to NFC Payment Terminal for Plumbing Services

We maintain the highest level of PCI compliance to protect cardholder data and ensure secure transactions.

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Payment Processing for High Risk Companies

Find Trusted Merchants in Birmingham to grow your Small, Big or Large Business. We serve high risk industries such as Timeshares & Travel & Airlines to scale your startup, expand your enterprise, support your local business, and strengthen your payment Gateway.

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About Bb&Tsales Finance Payment

N/A

Frequently Asked Questions

Our Debit card processing Companies & POS System Company are 100% committed to making high-risk payment processing simple for Birmingham business owners.

Most merchants can be approved and processing payments within 24-48 hours. We offer instant approval for qualified businesses, and our team will have you set up and ready to accept payments as quickly as possible.

Our rates start at 2.4% + $0.20 per transaction for qualified businesses. Exact rates depend on your business type, processing volume, and average transaction size. We provide custom quotes with transparent pricing and no hidden fees.

No, we don't require long-term contracts. Our services are month-to-month, giving you the flexibility to change or cancel your service with 30 days notice. We believe in earning your business through excellent service, not contracts.

Standard funding is 2-3 business days. We also offer next-day funding and same-day funding options for qualified merchants. Funds are deposited directly into your business bank account.

We provide 24/7 customer support via phone, email, and live chat. Our U.S.-based support team includes payment processing experts who can help with technical issues, account questions, and business optimization.

Yes, we offer APIs and integrations with popular e-commerce platforms, accounting software, and POS systems. Our technical team can help with custom integrations to ensure seamless operation with your existing workflow.

What Our Birmingham Merchant provider Say

Join thousands of Birmingham Businesses and AL entrepreneurs who depend on Merchant-Banks for their Sample merchant_products to the right payment processor for my business payment processing needs.

Happy business owners and satisfied customers
"Their Merchant Services transformed our Birmingham Business. their rates are customer reviews, setup was Incredibly fast, and our team is always available when we need them. We've increased our payment processing efficiency by 40% since switching."
SM

Sarah Otis

Property Managers CEO
★★★★★
"their Payment Gateway API Integrationintegration with our Property Management e-commerce platform was seamless. Furthermore, we were processing payments within hours of signing up. The payment gateway is secure, verified, and our customers love the smooth checkout experience."
JK

James Kim

Online Retailer
★★★★★
"Moving from our old processor to Merchants was the best business decision we made this year. Lower rates, better service, and the mobile solutions are perfect for our PropTech business."
AL

Kerry Lopez

Psychiatrists Owner
★★★★★

Ready to Start Processing Payments?

Join thousands of local Birmingham Businesses that trust the Best Merchant Banks for High Risk Merchant Account in AL. Get approved in minutes and start accepting debit & credit card transactions today!

Our 100% Satisfaction Guarantee

We're confident you'll love our service. If you're not completely satisfied within the first 30 days, we'll help you switch back to your previous processor at no cost. No contracts, no hidden fees, no hassles.